# SecurLOCK Equip vs First Command Bank

The clearest difference is update cadence: First Command Bank at monthly against SecurLOCK Equip's every 5 months. SecurLOCK Equip's advantage is iOS requirement (14.0 vs 18.4). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First Command Bank holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 4.4K and 2.7K respectively. Written reviews split almost evenly too, at 32% and 31% positive.

SecurLOCK Equip ships an update every 5 months, First Command Bank monthly. The most recent releases landed on September 28, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | SecurLOCK Equip | First Command Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (4.4K ratings)](https://appshunter.io/ios/app/securlock-equip/id1069254695/reviews) | **[4.7 (2.7K ratings)](https://appshunter.io/ios/app/first-command-bank/id6502416264/reviews)** |
| Number of ratings | **4.4K** | 2.7K |
| Positive reviews | **31.9% of reviews** | 31.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Monthly** |
| Monetization | Free | Free |
| Size | 71 MB | 177 MB |
| Requires iOS | **14.0** | 18.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [eFunds Corporation](https://appshunter.io/developer/354569718) | [First Command Bank](https://appshunter.io/developer/379925012) |

## What reviewers say

### SecurLOCK Equip

[App page](https://appshunter.io/ios/app/securlock-equip/id1069254695)

Take full control of your payment cards directly from your mobile device. Instantly turn your cards on or off, set spending limits, and define where and when they can be used. Manage your finances with enhanced security and personalized controls.

**Highlights:** Turn cards on/off, Set location-based controls, Block international transactions, Set spending limits, Mobile card management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great app
- 🔒 Secure and helpful
- 👍 Provides good control over card
- 👍 Useful for budgeting

**What reviewers complain about**

- 🐛 Login issues
- 🐛 App not working
- 🐛 Unreliable notifications
- 🐛 Frequent log outs
- 🐛 Touch ID/Face ID not working

**Reported bugs**

- App not allowing login or password reset
- Transactions not showing up
- Card locking/unlocking not working as expected

**Requested features**

- Allow adding multiple cards from different banks
- Provide better customer support options
- Improve app stability and reliability


### First Command Bank

[App page](https://appshunter.io/ios/app/first-command-bank/id6502416264)

Manage your finances securely from anywhere with this mobile banking app. It offers anytime access to accounts, bill pay, fund transfers, and Zelle® integration. Track your financial progress, deposit checks remotely, and connect with bank specialists.

**Highlights:** Review account transactions and balances, Send and receive money with Zelle®, Transfer funds between accounts, Pay bills and schedule payments, Track credit score and financial goals, Remote check deposit, Secure messaging with bank specialists

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Great app upgrade
- 💡 Modern and seamless experience

**What reviewers complain about**

- 🐛 Bugs and glitches
- 🔍 Harder to find things
- 💳 Complicated credit card payment process
- 🔍 Missing features (wire transfer)

**Reported bugs**

- New login doesn't work
- Unable to add external bank accounts
- Deposit process not working properly

**Requested features**

- Ability to see credit card accounts in the app
- Easier process for making credit card payments


## Frequently asked questions

### Is SecurLOCK Equip free?

SecurLOCK Equip is free to download, with no in-app purchases.

### Is First Command Bank free?

First Command Bank is free to download, with no in-app purchases.

### Which has better reviews, SecurLOCK Equip or First Command Bank?

First Command Bank is rated higher. SecurLOCK Equip averages 4.5 out of 5 from 4.4K ratings, while First Command Bank averages 4.7 from 2.7K ratings.

### Do SecurLOCK Equip or First Command Bank have ads?

Neither SecurLOCK Equip nor First Command Bank shows ads.

### Which is updated more often, SecurLOCK Equip or First Command Bank?

SecurLOCK Equip ships an update every 5 months, and First Command Bank monthly. Most recently, SecurLOCK Equip was updated on September 28, 2026 and First Command Bank on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*