# Askari Mobile App vs HBL Mobile

Askari Mobile App and HBL Mobile both sit at 4.5 stars, but that hides the real split: 79% of HBL Mobile's written reviews are positive against 50% of Askari Mobile App's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.5 for Askari Mobile App against 4.4 for HBL Mobile. Both are backed by a comparable volume of ratings — 991 and 1.9K respectively. Written reviews are what separate them: 50% of Askari Mobile App's written reviews are positive against 79% of HBL Mobile's.

Askari Mobile App ships an update monthly, HBL Mobile fortnightly. The most recent releases landed on September 25, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | Askari Mobile App | HBL Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (991 ratings)](https://appshunter.io/ios/app/askari-mobile-app/id1069347347/reviews)** | [4.4 (1.9K ratings)](https://appshunter.io/ios/app/hbl-mobile/id1123585628/reviews) |
| Number of ratings | 991 | **1.9K** |
| Positive reviews | 49.6% of reviews | **79.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | Free |
| Size | 403 MB | 432 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Askari Bank Limited](https://appshunter.io/developer/1069347346) | [HABIB BANK LIMITED](https://appshunter.io/developer/1123585627) |

## What reviewers say

### Askari Mobile App

[App page](https://appshunter.io/ios/app/askari-mobile-app/id1069347347)

Manage your bank accounts, make payments, and transfer funds conveniently from your mobile device. Offers enhanced security features, bill splitting, and access to third-party services for tickets and vouchers.

**Highlights:** Biometric authentication, RAAST P2M transactions, Bill splitting, Urdu interface, Cardless ATM withdrawals, QR code payments, Utility and school fee payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Excellent app, seamless banking experience
- 👍 User-friendly interface, easy to navigate
- 🔒 Secure and reliable banking app
- 💡 Convenient features like bill payments, funds transfer
- 🚀 Fast and responsive performance

**What reviewers complain about**

- 🐛 Frequent crashes and stability issues
- 🐛 Biometric verification not working properly
- 🐛 OTP entry not functioning after recent update
- 🐛 Compatibility issues with older devices
- 🐛 Buggy and unreliable app experience

**Reported bugs**

- App crashes on launch
- Unable to enter OTP for transactions
- Biometric verification not working
- Compatibility issues with latest OS versions
- Duplicate transactions and other technical issues

**Requested features**

- Add virtual/digital debit card option
- Improve overseas banking features
- Provide option to download account statements
- Implement RAAST transfer to IBAN
- Add copy-paste functionality


### HBL Mobile

[App page](https://appshunter.io/ios/app/hbl-mobile/id1123585628)

Manage your finances conveniently and securely from your smartphone. Perform transactions like bill payments, fund transfers, and view account details. Access banking services anytime, anywhere.

**Highlights:** View and download account statements, Funds transfer between accounts, Bill payments (utility, mobile, education), Credit card payments, QR payments, Investment in mutual funds, Manage debit/credit cards

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Fast and efficient
- 🔒 Secure banking
- 💡 Convenient features (bill payments, money transfers, etc.)
- 👍 Easy to navigate

**What reviewers complain about**

- 🐛 Occasional crashes or errors
- 🐛 Biometric verification issues
- 🐛 Compatibility problems with newer iOS versions
- 🐛 Slow performance at times
- 🐛 Maintenance downtime disruptions

**Reported bugs**

- Biometric verification not working
- App crashing on newer iOS versions
- Transactions not showing up correctly
- Scheduled payments not processing as expected

**Requested features**

- Add Face ID/Touch ID login option
- Improve transaction history display
- Increase funds transfer limits
- Add more payment options (e.g., credit card bill payments for other banks)
- Improve app stability and reduce crashes


## Frequently asked questions

### Is Askari Mobile App free?

Askari Mobile App is free to download, with no in-app purchases.

### Is HBL Mobile free?

HBL Mobile is free to download, with no in-app purchases.

### Which has better reviews, Askari Mobile App or HBL Mobile?

Askari Mobile App is rated higher. Askari Mobile App averages 4.5 out of 5 from 991 ratings, while HBL Mobile averages 4.4 from 1.9K ratings.

### Do Askari Mobile App or HBL Mobile have ads?

Neither Askari Mobile App nor HBL Mobile shows ads.

### Which is updated more often, Askari Mobile App or HBL Mobile?

Askari Mobile App ships an update monthly, and HBL Mobile fortnightly. Most recently, Askari Mobile App was updated on September 25, 2026 and HBL Mobile on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*