# Askari Mobile App vs NayaPay

The clearest difference is monetization model: Askari Mobile App at free against NayaPay's free with in-app purchases. Askari Mobile App also leads on review sentiment (50% vs 31%) and device support (3 vs 1). NayaPay's advantage is rating (4.7 vs 4.5). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NayaPay holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 991 and 1.1K respectively. Written reviews complicate that: 50% of Askari Mobile App's written reviews are positive against 31% of NayaPay's, so the app with the better star average is not the one people write more warmly about.

Askari Mobile App ships an update monthly, NayaPay fortnightly. Both last shipped on October 16, 2026.

## The numbers

| Metric | Askari Mobile App | NayaPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (991 ratings)](https://appshunter.io/ios/app/askari-mobile-app/id1069347347/reviews) | **[4.7 (1.1K ratings)](https://appshunter.io/ios/app/nayapay/id1621286305/reviews)** |
| Number of ratings | 991 | **1.1K** |
| Positive reviews | **50.2% of reviews** | 31.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 403 MB | 370 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Askari Bank Limited](https://appshunter.io/developer/1069347346) | [NAYAPAY (PVT.) LIMITED](https://appshunter.io/developer/1621286307) |

## What reviewers say

### Askari Mobile App

[App page](https://appshunter.io/ios/app/askari-mobile-app/id1069347347)

Manage your bank accounts, make payments, and transfer funds conveniently from your mobile device. Offers enhanced security features, bill splitting, and access to third-party services for tickets and vouchers.

**Highlights:** Biometric authentication, RAAST P2M transactions, Bill splitting, Urdu interface, Cardless ATM withdrawals, QR code payments, Utility and school fee payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Excellent app, seamless banking experience
- 👍 User-friendly interface, easy to navigate
- 🔒 Secure and reliable banking app
- 💡 Convenient features like bill payments, funds transfer
- 🚀 Fast and responsive performance

**What reviewers complain about**

- 🐛 Frequent crashes and stability issues
- 🐛 Biometric verification not working properly
- 🐛 OTP entry not functioning after recent update
- 🐛 Compatibility issues with older devices
- 🐛 Buggy and unreliable app experience

**Reported bugs**

- App crashes on launch
- Unable to enter OTP for transactions
- Biometric verification not working
- Compatibility issues with latest OS versions
- Duplicate transactions and other technical issues

**Requested features**

- Add virtual/digital debit card option
- Improve overseas banking features
- Provide option to download account statements
- Implement RAAST transfer to IBAN
- Add copy-paste functionality


### NayaPay

[App page](https://appshunter.io/ios/app/nayapay/id1621286305)

Manage all your finances in one place. Send money, pay bills, receive international remittances, and shop worldwide with a free Visa debit card. Get started instantly with no hidden fees.

**Highlights:** Send and receive money instantly, Pay bills from hundreds of merchants, Receive global remittances, Free virtual and physical Visa debit cards, Mobile top-ups and bundles, In-app chat for payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Best and fast
- 👍 Excellent Banking App
- 👍 Must Have
- 👍 Amazing..! Keep the good work up
- 👍 The very best out there!

**What reviewers complain about**

- 💰 Scammers. Non-transparent fees.
- 🐢 Slow and rude team
- 🚫 Not being able to receive OTP
- 🚫 Account Blocked — No Response from Support
- 💰 Nayapay is a Scam..Scammers

**Reported bugs**

- Transaction history and the screenshot
- Crashes when i try to authenticate.
- Not being able to pay my Utility bills

**Requested features**

- Add card support for Apple Pay wallet
- Previous screen shot option and transaction history has the full details of sender but now its hide so we cant see the account no and other this in history or in SS so please chnage the ss system or do the previous one which is perfect 👍
- Nayapay also should add personal loans option
- Utility bills ?


## Frequently asked questions

### Is Askari Mobile App free?

Askari Mobile App is free to download, with no in-app purchases.

### Is NayaPay free?

NayaPay is free to download, with no in-app purchases.

### Which has better reviews, Askari Mobile App or NayaPay?

NayaPay is rated higher. Askari Mobile App averages 4.5 out of 5 from 991 ratings, while NayaPay averages 4.7 from 1.1K ratings.

### Do Askari Mobile App or NayaPay have ads?

Neither Askari Mobile App nor NayaPay shows ads.

### Which is updated more often, Askari Mobile App or NayaPay?

Askari Mobile App ships an update monthly, and NayaPay fortnightly. Most recently, Askari Mobile App was updated on October 16, 2026 and NayaPay on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*