# HCU Mobile Branch vs PCSB One

The clearest difference is review sentiment: PCSB One at 67% against HCU Mobile Branch's 0%. PCSB One also leads on update cadence (monthly vs every 18 months). HCU Mobile Branch's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (11.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HCU Mobile Branch ships an update every 18 months, PCSB One monthly. The most recent releases landed on October 16, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | HCU Mobile Branch | PCSB One |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (233 ratings)](https://appshunter.io/ios/app/pcsb-one-touch-banking/id6449720079/reviews)** |
| Number of ratings | — | **233** |
| Positive reviews | 0.0% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 18 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 50 MB | 178 MB |
| Requires iOS | **11.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Horizon Credit Union - MO](https://appshunter.io/developer/1069373123) | [Putnam County State Bank](https://appshunter.io/developer/1064581083) |

## What reviewers say

### HCU Mobile Branch

[App page](https://appshunter.io/ios/app/hcu-mobile-branch/id1069373124)

Manage your bank accounts conveniently from your mobile device. Check balances, pay bills, transfer funds, and deposit checks with ease. Locate ATMs and branches using GPS.

**Highlights:** Check account balances, Transfer funds, Pay bills, Deposit checks, Locate ATMs and branches

**Features:** macOS Compatibility

**In-app purchases:** none


### PCSB One

[App page](https://appshunter.io/ios/app/pcsb-one-touch-banking/id6449720079)

Manage your finances with this personal banking app. Organize transactions, set up alerts, make payments, transfer funds, and deposit checks remotely. Secure your account with a passcode or biometrics.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card control, View and save statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is HCU Mobile Branch free?

HCU Mobile Branch is free to download, with no in-app purchases.

### Is PCSB One free?

PCSB One is free to download, with no in-app purchases.

### Do HCU Mobile Branch or PCSB One have ads?

Neither HCU Mobile Branch nor PCSB One shows ads.

### Which is updated more often, HCU Mobile Branch or PCSB One?

HCU Mobile Branch ships an update every 18 months, and PCSB One monthly. Most recently, HCU Mobile Branch was updated on October 16, 2026 and PCSB One on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*