# Тройка. Пополни без комиссии vs Займ

The clearest difference is review sentiment: Займ at 54% against Тройка. Пополни без комиссии's 9%. Займ also leads on rating (3.1 vs 2.1) and ads (none vs shown). Тройка. Пополни без комиссии's advantage is ratings volume (78 vs 17) and iOS requirement (13.0 vs 15.2). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Займ holds the better App Store score, 3.1 against 2.1. Both are backed by a comparable volume of ratings — 78 and 17 respectively. Written reviews point the same way: 9% of Тройка. Пополни без комиссии's written reviews are positive against 54% of Займ's.

Тройка. Пополни без комиссии ships an update every 4 months, Займ monthly. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Тройка. Пополни без комиссии | Займ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.1 (78 ratings)](https://appshunter.io/ios/app/id1069380963/reviews) | **[3.1 (17 ratings)](https://appshunter.io/ios/app/id1561042134/reviews)** |
| Number of ratings | **78** | 17 |
| Positive reviews | 8.9% of reviews | **54.3% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Ad-supported | **Free** |
| Size | 25 MB | 31 MB |
| Requires iOS | **13.0** | 15.2 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Intervale](https://appshunter.io/developer/316718739) | [Займ-Экспресс, ООО](https://appshunter.io/developer/1561042136) |

## What reviewers say

### Тройка. Пополни без комиссии

[App page](https://appshunter.io/ios/app/id1069380963)

Easily top up your Troika transport card without any commission using your bank card. Avoid queues and top up anytime, anywhere. Simply enter your card number and bank details, then activate the top-up on a validator.

**Highlights:** Commission-free top-ups, Supports Visa, MasterCard, Maestro, MIR, Top up anytime, anywhere, Activate top-up on validators, Avoid queues

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Займ

[App page](https://appshunter.io/ios/app/id1561042134)

Get quick cash loans directly to your card through a mobile app. Submit applications easily, receive funds rapidly, and manage repayments conveniently. Enjoy exclusive offers and discounts available only to app users.

**Highlights:** Loans to card, Quick application, Faster application review, Instant fund transfer, Easy repayment, Exclusive app promotions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast loan approval and disbursement
- 👍 Easy and convenient application process
- 👍 User-friendly interface
- 👍 App works quickly
- 👍 App is helpful in emergencies

**What reviewers complain about**

- 💸 High commissions and interest rates
- 💸 Deceptive practices regarding interest and fees
- 💸 Unfairly calculated interest
- 💸 Inability to cancel insurance
- 💸 Poor customer support knowledge

**Reported bugs**

- App and website not working
- Application process freezes or doesn't proceed
- Loan funds not disbursed after approval
- Payments not being credited correctly
- Account blocked without reason

**Requested features**

- Allow loan discount for overdue payments
- Option to withdraw provided data
- More transparent fee structure
- Better handling of payments made through third parties (e.g., bailiffs)
- Improved customer support training


## Frequently asked questions

### Is Тройка. Пополни без комиссии free?

Тройка. Пополни без комиссии is free to download, with no in-app purchases.

### Is Займ free?

Займ is free to download, with no in-app purchases.

### Which has better reviews, Тройка. Пополни без комиссии or Займ?

Займ is rated higher. Тройка. Пополни без комиссии averages 2.1 out of 5 from 78 ratings, while Займ averages 3.1 from 17 ratings.

### Do Тройка. Пополни без комиссии or Займ have ads?

Тройка. Пополни без комиссии shows ads; Займ does not.

### Which is updated more often, Тройка. Пополни без комиссии or Займ?

Тройка. Пополни без комиссии ships an update every 4 months, and Займ monthly. Most recently, Тройка. Пополни без комиссии was updated on October 26, 2026 and Займ on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*