# eMoney End User vs Mpay Finance

The clearest difference is review sentiment: eMoney End User at 60% against Mpay Finance's 0%. eMoney End User also leads on rating (4.1 vs 3.0) and ratings volume (91 vs 1). Mpay Finance's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

eMoney End User holds the better App Store score, 4.1 against 3.0. That said, the two scores are not equally well evidenced: eMoney End User has 91 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 60% of eMoney End User's written reviews are positive against 0% of Mpay Finance's.

eMoney End User ships an update every 3 weeks, Mpay Finance every 6 weeks. The most recent releases landed on October 24, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | eMoney End User | Mpay Finance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (91 ratings)](https://appshunter.io/ios/app/emoney-end-user/id1069866065/reviews)** | [3.0 (1 ratings)](https://appshunter.io/ios/app/mpay-finance/id1308017677/reviews) |
| Number of ratings | **91** | 1 |
| Positive reviews | **60.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 423 MB | 54 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Metfone](https://appshunter.io/developer/961045207) | [SEATEL FINANCIAL SERVICES PLC.](https://appshunter.io/developer/1501114324) |

## What reviewers say

### eMoney End User

[App page](https://appshunter.io/ios/app/emoney-end-user/id1069866065)

Perform financial transactions like payments, money transfers, and phone top-ups directly from your mobile device. No bank account is required to register and manage your finances with ease.

**Highlights:** One-click transactions, No bank account required, Unlimited telecom operations, Instant phone top-up discounts, QR code payments, 2-layer password security

**Features:** macOS Compatibility

**In-app purchases:** none


### Mpay Finance

[App page](https://appshunter.io/ios/app/mpay-finance/id1308017677)

This payment platform allows users to manage their electronic wallet for various transactions. It supports placing business orders, making payments, collecting funds, and performing account operations like recharging, transferring, and withdrawing cash.

**Highlights:** Electronic wallet account, Place business orders, Payment and collection, Account recharge and transfer, Cash withdrawal, Phone top-up, Financial product purchases

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is eMoney End User free?

eMoney End User is free to download, with no in-app purchases.

### Is Mpay Finance free?

Mpay Finance is free to download, with no in-app purchases.

### Which has better reviews, eMoney End User or Mpay Finance?

eMoney End User is rated higher. eMoney End User averages 4.1 out of 5 from 91 ratings, while Mpay Finance averages 3.0 from 1 ratings.

### Do eMoney End User or Mpay Finance have ads?

Neither eMoney End User nor Mpay Finance shows ads.

### Which is updated more often, eMoney End User or Mpay Finance?

eMoney End User ships an update every 3 weeks, and Mpay Finance every 6 weeks. Most recently, eMoney End User was updated on October 24, 2026 and Mpay Finance on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*