# Metro MOGO vs Volt CU

The clearest difference is monetization model: Metro MOGO at free against Volt CU's ad-supported. Metro MOGO also leads on iOS requirement (16.0 vs 18.4). Volt CU's advantage is update cadence (monthly vs every 2 months). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Metro MOGO against 4.7 for Volt CU. Both are backed by a comparable volume of ratings — 457 and 355 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Metro MOGO ships an update every 2 months, Volt CU monthly. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Metro MOGO | Volt CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (457 ratings)](https://appshunter.io/ios/app/metro-mogo/id1071266606/reviews)** | [4.7 (355 ratings)](https://appshunter.io/ios/app/volt-cu/id6503719974/reviews) |
| Number of ratings | **457** | 355 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | **Free** | Ad-supported |
| Size | 181 MB | 177 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Metro Credit Union (MO)](https://appshunter.io/developer/1450014007) | [Volt Credit Union](https://appshunter.io/developer/1099326219) |

## What reviewers say

### Metro MOGO

[App page](https://appshunter.io/ios/app/metro-mogo/id1071266606)

Manage your credit union accounts conveniently and securely from your mobile device. Access your funds, perform transactions, and manage your finances anytime, anywhere. This service is free for enrolled members.

**Highlights:** 24/7 account access, Secure transactions, Online banking on the go, Self-enrollment for home banking, Account management

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Volt CU

[App page](https://appshunter.io/ios/app/volt-cu/id6503719974)

Manage your finances effortlessly with this secure personal finance tool. Organize transactions, set balance alerts, make payments, and deposit checks instantly. It also helps you reorder cards, view statements, and find nearby locations.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments to companies and friends, Transfer money between accounts, Instant check deposit via photo, Reorder or deactivate debit cards, View and save monthly statements, Find branches and ATMs, Secure with passcode or biometrics

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Metro MOGO free?

Metro MOGO is free to download, with no in-app purchases.

### Is Volt CU free?

Volt CU is free to download, with no in-app purchases.

### Which has better reviews, Metro MOGO or Volt CU?

Metro MOGO is rated higher. Metro MOGO averages 4.9 out of 5 from 457 ratings, while Volt CU averages 4.7 from 355 ratings.

### Do Metro MOGO or Volt CU have ads?

Neither Metro MOGO nor Volt CU shows ads.

### Which is updated more often, Metro MOGO or Volt CU?

Metro MOGO ships an update every 2 months, and Volt CU monthly. Most recently, Metro MOGO was updated on November 2, 2026 and Volt CU on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*