# 集思录 vs 约投顾 Pro

The clearest difference is review sentiment: 约投顾 Pro at 95% against 集思录's 48%. 约投顾 Pro also leads on in-app purchases (none vs 12) and iOS requirement (12.0 vs 14.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. 集思录 sells 12 one-off in-app purchases. 约投顾 Pro asks for nothing beyond the download.

集思录 ships an update every 5 weeks, 约投顾 Pro every 2 months. The most recent releases landed on October 24, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | 集思录 | 约投顾 Pro |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (12 ratings)](https://appshunter.io/ios/app/id1071358370/reviews)** | — |
| Number of ratings | **12** | — |
| Positive reviews | 48.1% of reviews | **95.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | — | Free |
| Size | 28 MB | 92 MB |
| Requires iOS | 14.0 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [北京集思汇智信息科技有限公司](https://appshunter.io/developer/1071358369) | [Yunnan Yueniu Software Technology Co., Ltd.](https://appshunter.io/developer/1444842034) |

## What reviewers say

### 集思录

[App page](https://appshunter.io/ios/app/id1071358370)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (12)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 集思录金币6个 | $0.99 | one-time |
| 集思录会员一周 | $0.99 | one-time |
| 集思录金币12个 | $1.99 | one-time |
| 集思录会员一个月 | $3.99 | one-time |
| 可转债评分系统 | $3.99 | one-time |
| 可转债评分系统 | $4.99 | one-time |
| 集思录金币50个 | $6.99 | one-time |
| 集思录会员一季度 | $9.99 | one-time |
| 集思录可转债一个月 | $14.99 | one-time |
| 集思录金币108个 | $14.99 | one-time |
| 集思录会员半年 | $19.99 | one-time |
| 6大宽基指数和52行业估值数据 | $29.99 | one-time |


### 约投顾 Pro

[App page](https://appshunter.io/ios/app/pro/id1183239074)

This platform offers comprehensive and professional investment advisory services. It provides accurate, timely investment information and strategy recommendations to help users grow their wealth. Access expert advice from seasoned investment consultants to address your financial queries.

**Highlights:** Professional investment advisory platform, Accurate and timely investment information, Strategy recommendations, Expert investment consultant team, Investment consultation services, Market dynamic analysis

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 集思录 free?

集思录 is free to download, with in-app purchases available.

### Is 约投顾 Pro free?

约投顾 Pro is free to download, with no in-app purchases.

### Do 集思录 or 约投顾 Pro have ads?

Neither 集思录 nor 约投顾 Pro shows ads.

### Which is updated more often, 集思录 or 约投顾 Pro?

集思录 ships an update every 5 weeks, and 约投顾 Pro every 2 months. Most recently, 集思录 was updated on October 24, 2026 and 约投顾 Pro on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*