# 中邮钱包 vs 万达普惠

The clearest difference is iOS requirement: 万达普惠 at 13.0 against 中邮钱包's 15.0. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for 中邮钱包 against 4.7 for 万达普惠. Both are backed by a comparable volume of ratings — 28K and 15K respectively. Written reviews are what separate them: 100% of 中邮钱包's written reviews are positive against 96% of 万达普惠's.

中邮钱包 ships an update every 2 weeks, 万达普惠 every 3 weeks. The most recent releases landed on October 27, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | 中邮钱包 | 万达普惠 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (28K ratings)](https://appshunter.io/ios/app/id1071384653/reviews) | **[4.7 (15K ratings)](https://appshunter.io/ios/app/id1117322012/reviews)** |
| Number of ratings | **28K** | 15K |
| Positive reviews | **100.0% of reviews** | 95.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free | — |
| Size | 190 MB | 138 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [中邮消费金融有限公司](https://appshunter.io/developer/1071384652) | [上海万达网络金融服务有限公司](https://appshunter.io/developer/1676212621) |

## What reviewers say

### 中邮钱包

[App page](https://appshunter.io/ios/app/id1071384653)

This app offers pure credit cash loans and various financial services. It provides a simple way to borrow money with high limits and fast approval. Additionally, users can check their provident fund, social security, transaction history, and educational qualifications.

**Highlights:** Pure credit cash loans, Loan amounts up to 200,000 RMB, Fast approval and disbursement, Check provident fund, Check social security balance, Query transaction history, Check educational qualifications

**Features:** Vision Pro support

**In-app purchases:** none


### 万达普惠

[App page](https://appshunter.io/ios/app/id1117322012)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 中邮钱包 free?

中邮钱包 is free to download, with no in-app purchases.

### Is 万达普惠 free?

万达普惠 is free to download, with no in-app purchases.

### Which has better reviews, 中邮钱包 or 万达普惠?

万达普惠 is rated higher. 中邮钱包 averages 4.6 out of 5 from 28K ratings, while 万达普惠 averages 4.7 from 15K ratings.

### Do 中邮钱包 or 万达普惠 have ads?

Neither 中邮钱包 nor 万达普惠 shows ads.

### Which is updated more often, 中邮钱包 or 万达普惠?

中邮钱包 ships an update every 2 weeks, and 万达普惠 every 3 weeks. Most recently, 中邮钱包 was updated on October 27, 2026 and 万达普惠 on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*