# Account Tracker Pro vs Tracky

The clearest difference is price: Tracky at Free against Account Tracker Pro's $4.99. Tracky also leads on update cadence (every 2 weeks vs every 2 months). Account Tracker Pro's advantage is in-app purchases (none vs 10) and ads (none vs shown). On rating and ratings volume there is nothing between them.

Tracky is free to download; Account Tracker Pro costs $4.99 up front. Tracky sells 6 in-app purchases, starting at $1.99 per month. Account Tracker Pro asks for nothing beyond the download.

Account Tracker Pro holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 98 and 124 respectively. Written reviews point the same way: 97% of Account Tracker Pro's written reviews are positive against 85% of Tracky's.

Account Tracker Pro ships an update every 2 months, Tracky every 2 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Account Tracker Pro | Tracky |
| --- | --- | --- |
| Price | $4.99 | **Free** |
| Rating | **[4.8 (98 ratings)](https://appshunter.io/ios/app/account-tracker-pro/id1071399705/reviews)** | [4.6 (124 ratings)](https://appshunter.io/ios/app/tracky-simple-budget-planner/id1663043762/reviews) |
| Number of ratings | 98 | **124** |
| Positive reviews | **97.5% of reviews** | 84.8% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Paid | **Free with in-app purchases** |
| Best chart rank | **#182** | — |
| Size | 17 MB | 87 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Graham Haley](https://appshunter.io/developer/315200686) | [Adrien Carvalot](https://appshunter.io/developer/1498484091) |

## What reviewers say

### Account Tracker Pro

[App page](https://appshunter.io/ios/app/account-tracker-pro/id1071399705)

**Currently charting:** #182 Top Paid · Finance (US App Store)

Manage personal finances with this powerful app. Track spending, monitor account balances, set budgets, and receive bill reminders. Offers detailed reports and multi-currency support for comprehensive financial oversight.

**Highlights:** Track multiple account types, Set bill reminders and alerts, Create and monitor budgets, Generate detailed financial reports, Multi-currency support, Data backup and syncing, PIN and biometric security

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 🚀 Great price, great options
- 🚀 Easy to use, great support
- 🚀 Intuitive and functional
- 🚀 Robust and indispensable
- 🚀 Excellent for budgeting and forecasting

**What reviewers complain about**

- 🐛 Syncing issues on some devices
- 🐛 Lack of intuitive UI for some users

**Reported bugs**

- Loss of categories and details after update
- Syncing issues between primary and secondary devices

**Requested features**

- Receipt image attachment feature
- Dark mode option
- Annual budgeting and rollover


### Tracky

[App page](https://appshunter.io/ios/app/tracky-simple-budget-planner/id1663043762)

Easily manage your finances by tracking expenses and creating custom budgets. Allocate funds into categories like groceries or hobbies, and monitor your remaining balance with automatic calculations. Securely manage your money without linking bank accounts.

**Highlights:** Create and manage budgets, Track expenses with custom categories, Automatic remaining budget calculation, Notifications for budget progress, Expense history and analysis, Recurring budget options, iCloud sync across devices, Home and lock screen widgets

**Features:** macOS Compatibility, Family Sharing, Siri integration, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $1.99 | per month |
| Premium | $4.99 | per month |
| Premium | $19.99 | per year |
| Premium | $29.99 | per year |
| Premium | $4.99 | one-time |
| Premium | $49.99 | one-time |

**What reviewers like**

- 👍 Simple and intuitive user interface
- 🎨 Clean, modern, and visually appealing design
- 💰 Affordable pricing with lifetime premium option
- 📱 Excellent widget and home screen integration
- 🎯 Effective envelope budgeting system

**What reviewers complain about**

- 🐛 Navigation bug: app loads wrong month's envelopes
- 💾 Data loss when switching devices without backup
- 🔄 Sync issues causing entries to disappear on network changes
- 📱 Not available for Mac/desktop
- 💳 Paywall appears frequently in free version

**Reported bugs**

- App opens to wrong month despite correct title display
- Requires multiple swipes to navigate to current month
- Entries disappear when switching networks
- App doesn't always open to the correct page
- Premium mode requires frequent reactivation

**Requested features**

- Monthly visual reset for progress bars while maintaining history
- Mac/desktop application version
- Ability to reset envelopes monthly without creating new budgets
- Budget sharing feature for couples and shared accounts
- Planned/future expense tracking with adjusted balance view


## Frequently asked questions

### Is Account Tracker Pro free?

Account Tracker Pro costs $4.99, with no in-app purchases.

### Is Tracky free?

Tracky is free to download, with in-app purchases available.

### Which has better reviews, Account Tracker Pro or Tracky?

Account Tracker Pro is rated higher. Account Tracker Pro averages 4.8 out of 5 from 98 ratings, while Tracky averages 4.6 from 124 ratings.

### Do Account Tracker Pro or Tracky have ads?

Tracky shows ads; Account Tracker Pro does not.

### Which is updated more often, Account Tracker Pro or Tracky?

Account Tracker Pro ships an update every 2 months, and Tracky every 2 weeks. Most recently, Account Tracker Pro was updated on November 6, 2026 and Tracky on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*