# FBW Connect vs DSPFCU Total Access

FBW Connect and DSPFCU Total Access both sit at 4.8 stars, but that hides the real split: 90% of DSPFCU Total Access's written reviews are positive against 54% of FBW Connect's. DSPFCU Total Access also leads on update cadence (monthly vs every 20 months). FBW Connect's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (16.6 vs 18.4). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for FBW Connect against 4.8 for DSPFCU Total Access. Both are backed by a comparable volume of ratings — 931 and 848 respectively. Written reviews are what separate them: 54% of FBW Connect's written reviews are positive against 90% of DSPFCU Total Access's.

FBW Connect ships an update every 20 months, DSPFCU Total Access monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | FBW Connect | DSPFCU Total Access |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (931 ratings)](https://appshunter.io/ios/app/fbw-connect/id1071451651/reviews) | **[4.8 (848 ratings)](https://appshunter.io/ios/app/dspfcu-total-access/id1578917635/reviews)** |
| Number of ratings | **931** | 848 |
| Positive reviews | 53.8% of reviews | **90.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 20 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 52 MB | 197 MB |
| Requires iOS | **16.6** | 18.4 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [The Farmers Bank of Willards](https://appshunter.io/developer/711475959) | [Delaware State Police Federal Credit Union](https://appshunter.io/developer/422867469) |

## What reviewers say

### FBW Connect

[App page](https://appshunter.io/ios/app/fbw-connect/id1071451651)

Manage your finances on the go with this secure mobile banking application. Deposit checks, control your debit card, pay bills, and track your spending with budgeting tools. Access account activity, transfer funds, and receive important alerts.

**Highlights:** Mobile check deposit, Enhanced card controls, Bill Pay functionality, Account balance and activity viewing, Fund transfers, Budgeting and savings goals, Account alerts

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Multiple features
- 💯 Excellent customer service
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 App crashes/freezes
- ⏱️ Slow loading times
- 🚫 Deposit issues
- 🔒 Limited account access

**Reported bugs**

- Login issues
- Compatibility problems with newer devices

**Requested features**

- View pending deposits
- Access all accounts in one app
- View monthly statements


### DSPFCU Total Access

[App page](https://appshunter.io/ios/app/dspfcu-total-access/id1578917635)

Manage your finances with this personal financial advocate. Organize transactions with tags and notes, set balance alerts, make payments, and transfer money. Deposit checks, manage debit cards, and find branches and ATMs easily.

**Highlights:** Organize transactions with tags, notes, and receipt photos, Set balance alerts, Make payments to companies and friends, Transfer money between accounts, Deposit checks via photo, Manage debit cards (reorder/turn off), View and save monthly statements

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is FBW Connect free?

FBW Connect is free to download, with no in-app purchases.

### Is DSPFCU Total Access free?

DSPFCU Total Access is free to download, with no in-app purchases.

### Which has better reviews, FBW Connect or DSPFCU Total Access?

DSPFCU Total Access is rated higher. FBW Connect averages 4.8 out of 5 from 931 ratings, while DSPFCU Total Access averages 4.8 from 848 ratings.

### Do FBW Connect or DSPFCU Total Access have ads?

Neither FBW Connect nor DSPFCU Total Access shows ads.

### Which is updated more often, FBW Connect or DSPFCU Total Access?

FBW Connect ships an update every 20 months, and DSPFCU Total Access monthly. Most recently, FBW Connect was updated on November 2, 2026 and DSPFCU Total Access on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*