# FBW Connect vs PayByPocket

The clearest difference is update cadence: PayByPocket at every 5 weeks against FBW Connect's every 20 months. PayByPocket also leads on review sentiment (75% vs 54%). FBW Connect's advantage is ratings volume (932 vs 38). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for FBW Connect against 4.8 for PayByPocket. That said, the two scores are not equally well evidenced: FBW Connect has 932 ratings behind it against 38, so its average is the more settled of the two. Written reviews are what separate them: 54% of FBW Connect's written reviews are positive against 75% of PayByPocket's.

FBW Connect ships an update every 20 months, PayByPocket every 5 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | FBW Connect | PayByPocket |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (932 ratings)](https://appshunter.io/ios/app/fbw-connect/id1071451651/reviews)** | [4.8 (38 ratings)](https://appshunter.io/ios/app/paybypocket/id6444778240/reviews) |
| Number of ratings | **932** | 38 |
| Positive reviews | 53.8% of reviews | **75.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 20 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 52 MB | 50 MB |
| Requires iOS | 16.6 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [The Farmers Bank of Willards](https://appshunter.io/developer/711475959) | [Finaccept LLC](https://appshunter.io/developer/1656796168) |

## What reviewers say

### FBW Connect

[App page](https://appshunter.io/ios/app/fbw-connect/id1071451651)

Manage your finances on the go with this secure mobile banking application. Deposit checks, control your debit card, pay bills, and track your spending with budgeting tools. Access account activity, transfer funds, and receive important alerts.

**Highlights:** Mobile check deposit, Enhanced card controls, Bill Pay functionality, Account balance and activity viewing, Fund transfers, Budgeting and savings goals, Account alerts

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Multiple features
- 💯 Excellent customer service
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 App crashes/freezes
- ⏱️ Slow loading times
- 🚫 Deposit issues
- 🔒 Limited account access

**Reported bugs**

- Login issues
- Compatibility problems with newer devices

**Requested features**

- View pending deposits
- Access all accounts in one app
- View monthly statements


### PayByPocket

[App page](https://appshunter.io/ios/app/paybypocket/id6444778240)

Load funds via credit or debit card and make payments at participating locations or anywhere Discover is accepted. Use QR codes in-store or add your account to digital wallets for online and in-store purchases.

**Highlights:** Load funds with credit/debit cards, Pay at participating Pocket locations, Use wherever Discover is accepted, In-store QR code payments, Add to Apple Wallet/Google Pay, Online and in-store purchases

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is FBW Connect free?

FBW Connect is free to download, with no in-app purchases.

### Is PayByPocket free?

PayByPocket is free to download, with no in-app purchases.

### Which has better reviews, FBW Connect or PayByPocket?

FBW Connect is rated higher. FBW Connect averages 4.8 out of 5 from 932 ratings, while PayByPocket averages 4.8 from 38 ratings.

### Do FBW Connect or PayByPocket have ads?

Neither FBW Connect nor PayByPocket shows ads.

### Which is updated more often, FBW Connect or PayByPocket?

FBW Connect ships an update every 20 months, and PayByPocket every 5 weeks. Most recently, FBW Connect was updated on October 24, 2026 and PayByPocket on October 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*