# opus card vs Nova Ledger

The clearest difference is in-app purchases: opus card at none against Nova Ledger's 1. opus card also leads on ads (none vs shown) and iOS requirement (15.0 vs 17.0). On price, update cadence and device support there is nothing between them.

Both are free to download. Nova Ledger sells 1 one-off in-app purchase. opus card asks for nothing beyond the download.

opus card ships an update weekly, Nova Ledger every 5 days. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | opus card | Nova Ledger |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5 ratings)](https://appshunter.io/ios/app/opus-card/id1072434014/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 70.2% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Weekly | **Every 5 days** |
| Monetization | Free with in-app purchases | — |
| Size | 153 MB | 5 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [NewDay Ltd](https://appshunter.io/developer/903335384) | [Sui Fai Law](https://appshunter.io/developer/1889201616) |

## What reviewers say

### opus card

[App page](https://appshunter.io/ios/app/opus-card/id1072434014)

Easily manage your account on the go with this secure mobile application. View balances, track transactions, make payments, and update your details. It simplifies account management with a range of convenient features.

**Highlights:** View balance and credit limit, Track transactions (pending and posted), Make account payments, Set up/manage Direct Debit, Manage statement preferences, Update contact details

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Great app
- 👍 Good card
- 👍 Fantastic service
- 👍 Excellent service

**What reviewers complain about**

- 🐛 Signup issues
- 🐛 Postal code validation errors
- 🐛 Cannot register
- 🐛 App doesn't work
- 🐛 Account closure on complaint

**Reported bugs**

- Signup does not work
- Postal code and account number not accepted
- Invalid postcode error
- App keeps logging out
- Payment card not saved

**Requested features**

- PIN reminder availability


### Nova Ledger

[App page](https://appshunter.io/ios/app/nova-ledger-smart-budget/id6761744834)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Nova Ledger Pro | $4.99 | one-time |


## Frequently asked questions

### Is opus card free?

opus card is free to download, with no in-app purchases.

### Is Nova Ledger free?

Nova Ledger is free to download, with in-app purchases available.

### Do opus card or Nova Ledger have ads?

Nova Ledger shows ads; opus card does not.

### Which is updated more often, opus card or Nova Ledger?

opus card ships an update weekly, and Nova Ledger every 5 days. Most recently, opus card was updated on November 6, 2026 and Nova Ledger on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*