# BKT Smart vs IBAS

The clearest difference is review sentiment: IBAS at 100% against BKT Smart's 50%. IBAS also leads on rating (4.7 vs 3.1) and update cadence (fortnightly vs every 5 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IBAS holds the better App Store score, 4.7 against 3.1. Both are backed by a comparable volume of ratings — 28 and 23 respectively. Written reviews point the same way: 50% of BKT Smart's written reviews are positive against 100% of IBAS's.

BKT Smart ships an update every 5 weeks, IBAS fortnightly. The most recent releases landed on September 7, 2026 and August 5, 2026 respectively.

## The numbers

| Metric | BKT Smart | IBAS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (28 ratings)](https://appshunter.io/ios/app/bkt-smart/id1072668841/reviews) | **[4.7 (23 ratings)](https://appshunter.io/ios/app/ibas/id1512391343/reviews)** |
| Number of ratings | **28** | 23 |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 190 MB | 41 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BKT](https://appshunter.io/developer/1061947931) | [IBAS SH.P.K.](https://appshunter.io/developer/1526795801) |

## What reviewers say

### BKT Smart

[App page](https://appshunter.io/ios/app/bkt-smart/id1072668841)

Manage your banking needs conveniently and securely from your smartphone. Access account information, make payments, transfer funds, and locate branches or ATMs without visiting a physical location. Services are available in Albanian and English.

**Highlights:** Secure banking services, Account and credit card management, Utility bill payments, Mobile top-ups, Money transfers, ATM and branch locator, Exchange calculator

**Features:** macOS Compatibility

**In-app purchases:** none


### IBAS

[App page](https://appshunter.io/ios/app/ibas/id1512391343)

This financial institution offers electronic payment and money transfer services, licensed by the Central Bank of Kosovo. It aims to provide simplified services and innovative financial solutions with a focus on integrity and quality.

**Highlights:** Electronic payment services, Money transfer, National and international accounts, POS solutions, Quick loans

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BKT Smart free?

BKT Smart is free to download, with no in-app purchases.

### Is IBAS free?

IBAS is free to download, with no in-app purchases.

### Which has better reviews, BKT Smart or IBAS?

IBAS is rated higher. BKT Smart averages 3.1 out of 5 from 28 ratings, while IBAS averages 4.7 from 23 ratings.

### Do BKT Smart or IBAS have ads?

Neither BKT Smart nor IBAS shows ads.

### Which is updated more often, BKT Smart or IBAS?

BKT Smart ships an update every 5 weeks, and IBAS fortnightly. Most recently, BKT Smart was updated on September 7, 2026 and IBAS on August 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*