# BKT Smart vs TiBank

The clearest difference is rating: TiBank at 3.8 against BKT Smart's 3.1. TiBank also leads on iOS requirement (12.0 vs 15.0). BKT Smart's advantage is ratings volume (28 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TiBank holds the better App Store score, 3.8 against 3.1. That said, the two scores are not equally well evidenced: BKT Smart has 28 ratings behind it against 4, so its average is the more settled of the two.

BKT Smart ships an update every 5 weeks, TiBank every 2 months. The most recent releases landed on September 7, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | BKT Smart | TiBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (28 ratings)](https://appshunter.io/ios/app/bkt-smart/id1072668841/reviews) | **[3.8 (4 ratings)](https://appshunter.io/ios/app/tibank/id1566534244/reviews)** |
| Number of ratings | **28** | 4 |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 190 MB | 108 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BKT](https://appshunter.io/developer/1061947931) | [Tirana Bank](https://appshunter.io/developer/1566534576) |

## What reviewers say

### BKT Smart

[App page](https://appshunter.io/ios/app/bkt-smart/id1072668841)

Manage your banking needs conveniently and securely from your smartphone. Access account information, make payments, transfer funds, and locate branches or ATMs without visiting a physical location. Services are available in Albanian and English.

**Highlights:** Secure banking services, Account and credit card management, Utility bill payments, Mobile top-ups, Money transfers, ATM and branch locator, Exchange calculator

**Features:** macOS Compatibility

**In-app purchases:** none


### TiBank

[App page](https://appshunter.io/ios/app/tibank/id1566534244)

Manage your finances with a redesigned digital banking experience. Track transactions, make transfers, pay bills, and create savings plans. Customize your view and manage cards and deposits online.

**Highlights:** Detailed account overview, Transfers and bill payments, Personal finance management, Savings plans and budgeting, Card and deposit management, ATM and branch locator

**In-app purchases:** none


## Frequently asked questions

### Is BKT Smart free?

BKT Smart is free to download, with no in-app purchases.

### Is TiBank free?

TiBank is free to download, with no in-app purchases.

### Which has better reviews, BKT Smart or TiBank?

TiBank is rated higher. BKT Smart averages 3.1 out of 5 from 28 ratings, while TiBank averages 3.8 from 4 ratings.

### Do BKT Smart or TiBank have ads?

Neither BKT Smart nor TiBank shows ads.

### Which is updated more often, BKT Smart or TiBank?

BKT Smart ships an update every 5 weeks, and TiBank every 2 months. Most recently, BKT Smart was updated on September 7, 2026 and TiBank on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*