# SmartOffice Mobile vs SMBC MultiCash Mobile Token

The clearest difference is update cadence: SMBC MultiCash Mobile Token at every 4 months against SmartOffice Mobile's every 15 months. SmartOffice Mobile's advantage is iOS requirement (11.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SmartOffice Mobile ships an update every 15 months, SMBC MultiCash Mobile Token every 4 months. The most recent releases landed on October 14, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | SmartOffice Mobile | SMBC MultiCash Mobile Token |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 15 months | **Every 4 months** |
| Monetization | Free | — |
| Size | 15 MB | 85 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Omikron Systemhaus GmbH & Co. KG](https://appshunter.io/developer/1073136637) | [SMBC Bank International plc](https://appshunter.io/developer/1493943821) |

## What reviewers say

### SmartOffice Mobile

[App page](https://appshunter.io/ios/app/smartoffice-mobile/id1073136638)

Manage your corporate financial activities directly from your smartphone. Access accounts, check liquidity, view transactions, and authorize payments anytime, anywhere. Find nearby bank locations and contact details easily.

**Highlights:** Manage financial activities, Access accounts anytime, anywhere, Check liquidity status, Query transaction details, View, validate, and authorize payments, Find nearby bank locations, Access contact details

**Features:** macOS Compatibility

**In-app purchases:** none


### SMBC MultiCash Mobile Token

[App page](https://appshunter.io/ios/app/smbc-multicash-mobile-token/id6471594776)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SmartOffice Mobile free?

SmartOffice Mobile is free to download, with no in-app purchases.

### Is SMBC MultiCash Mobile Token free?

SMBC MultiCash Mobile Token is free to download, with no in-app purchases.

### Do SmartOffice Mobile or SMBC MultiCash Mobile Token have ads?

Neither SmartOffice Mobile nor SMBC MultiCash Mobile Token shows ads.

### Which is updated more often, SmartOffice Mobile or SMBC MultiCash Mobile Token?

SmartOffice Mobile ships an update every 15 months, and SMBC MultiCash Mobile Token every 4 months. Most recently, SmartOffice Mobile was updated on October 14, 2026 and SMBC MultiCash Mobile Token on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*