# Ohio Valley Mobile Banking vs MCCU KY

Ohio Valley Mobile Banking and MCCU KY both sit at 4.8 stars, but that hides the real split: 68% of Ohio Valley Mobile Banking's written reviews are positive against 56% of MCCU KY's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Ohio Valley Mobile Banking against 4.8 for MCCU KY. Both are backed by a comparable volume of ratings — 3.7K and 2K respectively. Written reviews are what separate them: 68% of Ohio Valley Mobile Banking's written reviews are positive against 56% of MCCU KY's.

Ohio Valley Mobile Banking ships an update monthly, MCCU KY every 3 weeks. Both last shipped on September 25, 2026.

## The numbers

| Metric | Ohio Valley Mobile Banking | MCCU KY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (3.7K ratings)](https://appshunter.io/ios/app/ohio-valley-mobile-banking/id1073489709/reviews) | [4.8 (2K ratings)](https://appshunter.io/ios/app/mccu-ky/id6451216708/reviews) |
| Number of ratings | **3.7K** | 2K |
| Positive reviews | **67.7% of reviews** | 56.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 178 MB | 178 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Ohio Valley Bank](https://appshunter.io/developer/458679729) | [Members Choice Credit Union (KY)](https://appshunter.io/developer/600085985) |

## What reviewers say

### Ohio Valley Mobile Banking

[App page](https://appshunter.io/ios/app/ohio-valley-mobile-banking/id1073489709)

Consolidate all your financial accounts, including those from other institutions, into a single, real-time view. This secure tool helps you stay organized, track spending, and make informed financial decisions with customizable alerts and transaction enhancements.

**Highlights:** Multi-account aggregation, Transaction history and spending averages, Customizable alerts and notifications, Add tags, notes, and images to transactions, ATM and branch locator, Direct customer service contact

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Smooth transfers
- 💡 Helpful customer service

**What reviewers complain about**

- 🐛 Buggy mobile deposit
- 🔒 Forced device passcode
- 🚫 Forced OS updates

**Reported bugs**

- Mobile deposit not working
- Account balances not updating
- Update issues causing app access problems

**Requested features**

- Accessibility options for visually impaired
- Upcoming deposit notifications


### MCCU KY

[App page](https://appshunter.io/ios/app/mccu-ky/id6451216708)

Manage your finances on the go with this mobile banking app. Organize transactions with notes and tags, set up balance alerts, and make payments. Deposit checks, transfer funds, and find nearby branches and ATMs.

**Highlights:** Add tags, notes, and photos to transactions, Set up balance alerts, Make payments to companies and friends, Transfer money between accounts, Deposit checks via photo, View and save monthly statements, Find branches and ATMs, Aggregate financial accounts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate
- 💡 Great new app design
- 🚀 Smooth performance

**What reviewers complain about**

- 🐛 Glitchy and unreliable
- 🤔 Confusing account labeling
- 📱 Incompatible with older devices

**Reported bugs**

- Accounts not showing up
- Constant need to delete and reinstall app

**Requested features**

- Apple Watch app
- Traditional account labels (checking, savings)


## Frequently asked questions

### Is Ohio Valley Mobile Banking free?

Ohio Valley Mobile Banking is free to download, with no in-app purchases.

### Is MCCU KY free?

MCCU KY is free to download, with no in-app purchases.

### Which has better reviews, Ohio Valley Mobile Banking or MCCU KY?

Ohio Valley Mobile Banking and MCCU KY are both rated 4.8 out of 5 on the App Store, from 3.7K and 2K ratings respectively.

### Do Ohio Valley Mobile Banking or MCCU KY have ads?

Neither Ohio Valley Mobile Banking nor MCCU KY shows ads.

### Which is updated more often, Ohio Valley Mobile Banking or MCCU KY?

Ohio Valley Mobile Banking ships an update monthly, and MCCU KY every 3 weeks. Most recently, Ohio Valley Mobile Banking was updated on September 25, 2026 and MCCU KY on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*