# CIB OTP Token vs BM mVISA

The clearest difference is rating: CIB OTP Token at 2.8 against BM mVISA's 2.2. CIB OTP Token also leads on review sentiment (16% vs 0%) and ratings volume (38 vs 5). BM mVISA's advantage is iOS requirement (8.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CIB OTP Token holds the better App Store score, 2.8 against 2.2. That said, the two scores are not equally well evidenced: CIB OTP Token has 38 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 16% of CIB OTP Token's written reviews are positive against 0% of BM mVISA's.

## The numbers

| Metric | CIB OTP Token | BM mVISA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.8 (38 ratings)](https://appshunter.io/ios/app/cib-otp-token/id1074048518/reviews)** | [2.2 (5 ratings)](https://appshunter.io/ios/app/bm-mvisa/id1451052696/reviews) |
| Number of ratings | **38** | 5 |
| Positive reviews | **16.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 20 months | — |
| Monetization | Free | Free |
| Size | 18 MB | 57 MB |
| Requires iOS | 15.0 | **8.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Commercial International Bank (Egypt) S.A.E](https://appshunter.io/developer/1010238465) | [Banque Misr S.A.E](https://appshunter.io/developer/1198210183) |

## What reviewers say

### CIB OTP Token

[App page](https://appshunter.io/ios/app/cib-otp-token/id1074048518)

Generate One Time Passcodes for authorizing third-party transactions outside your own accounts on the CIB Egypt Online Banking platform. This app is essential for secure external fund transfers.

**Highlights:** Generate One Time Passcodes, Authorize 3rd party transactions, External account transfers, Online Banking integration, Secure authorization

**Features:** macOS Compatibility

**In-app purchases:** none


### BM mVISA

[App page](https://appshunter.io/ios/app/bm-mvisa/id1451052696)

Link your debit and prepaid cards to manage your account balance. Use a secure passcode to log in and perform transactions for online purchases, bill payments, and QR code transactions with merchants.

**Highlights:** Link debit and prepaid cards, Create a 6-digit passcode (mPin), Secure login with mPin, Check account/card balance, Online purchases, Bill payments, QR code transactions

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CIB OTP Token free?

CIB OTP Token is free to download, with no in-app purchases.

### Is BM mVISA free?

BM mVISA is free to download, with no in-app purchases.

### Which has better reviews, CIB OTP Token or BM mVISA?

CIB OTP Token is rated higher. CIB OTP Token averages 2.8 out of 5 from 38 ratings, while BM mVISA averages 2.2 from 5 ratings.

### Do CIB OTP Token or BM mVISA have ads?

Neither CIB OTP Token nor BM mVISA shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*