# Baudarlehen vs flateXSecure

The clearest difference is rating: Baudarlehen at 5.0 against flateXSecure's 4.5. Baudarlehen also leads on update cadence (every 6 weeks vs every 5 months) and review sentiment (100% vs 85%). flateXSecure's advantage is in-app purchases (none vs 7) and ratings volume (84 vs 2). On price, ads, monetization model and device support there is nothing between them.

Both are free to download. Baudarlehen sells 7 one-off in-app purchases. flateXSecure asks for nothing beyond the download.

Baudarlehen holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: flateXSecure has 84 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of Baudarlehen's written reviews are positive against 85% of flateXSecure's.

Baudarlehen ships an update every 6 weeks, flateXSecure every 5 months. The most recent releases landed on September 19, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | Baudarlehen | flateXSecure |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/baudarlehen-rechner/id1074054958/reviews)** | [4.5 (84 ratings)](https://appshunter.io/ios/app/flatexsecure/id1174476178/reviews) |
| Number of ratings | 2 | **84** |
| Positive reviews | **100.0% of reviews** | 84.9% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 5 months |
| Monetization | Free | Free |
| Size | 9 MB | 10 MB |
| Requires iOS | 18.0 | **12.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Mihailo Celeski](https://appshunter.io/developer/928844121) | [flatexDEGIRO SE](https://appshunter.io/developer/638392948) |

## What reviewers say

### Baudarlehen

[App page](https://appshunter.io/ios/app/baudarlehen-rechner/id1074054958)

Manage your finances, especially for construction loans and long-term debts. This tool provides a clear overview of future installments and remaining debt, offering detailed interest and repayment plans with clear visualizations. It helps compare current interest rates and includes flexible features like special repayments and variable payment schedules.

**Highlights:** Detailed interest and repayment plan, Clear tabular and graphical representations, Current interest rate comparison, Consideration of special repayments, Adjustable repayment during term, Variable payment schedules

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small contribution | $0.99 | one-time |
| Obolus | $0.99 | one-time |
| Großzügig | $3.99 | one-time |
| Handsome contribution | $4.99 | one-time |
| Generous contribution | $8.99 | one-time |
| Üppig | $8.99 | one-time |
| Fürstlich | $17.99 | one-time |


### flateXSecure

[App page](https://appshunter.io/ios/app/flatexsecure/id1174476178)

Securely authorize transactions without an iTAN card. Receive TANs directly on your smartphone or tablet via the app. Get important notifications through push messages.

**Highlights:** Secure transaction authorization, iTAN card alternative, Receive TANs on smartphone/tablet, Push notifications, Choose authorization method

**In-app purchases:** none


## Frequently asked questions

### Is Baudarlehen free?

Baudarlehen is free to download, with in-app purchases available.

### Is flateXSecure free?

flateXSecure is free to download, with no in-app purchases.

### Which has better reviews, Baudarlehen or flateXSecure?

Baudarlehen is rated higher. Baudarlehen averages 5.0 out of 5 from 2 ratings, while flateXSecure averages 4.5 from 84 ratings.

### Do Baudarlehen or flateXSecure have ads?

Neither Baudarlehen nor flateXSecure shows ads.

### Which is updated more often, Baudarlehen or flateXSecure?

Baudarlehen ships an update every 6 weeks, and flateXSecure every 5 months. Most recently, Baudarlehen was updated on September 19, 2026 and flateXSecure on September 29, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*