# Baudarlehen vs BW

The clearest difference is review sentiment: Baudarlehen at 100% against BW's 42%. Baudarlehen also leads on rating (5.0 vs 1.0). BW's advantage is in-app purchases (none vs 7) and iOS requirement (16.0 vs 18.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Baudarlehen sells 7 one-off in-app purchases. BW asks for nothing beyond the download.

Baudarlehen holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews point the same way: 100% of Baudarlehen's written reviews are positive against 42% of BW's.

Baudarlehen ships an update every 6 weeks, BW every 3 months. The most recent releases landed on September 19, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | Baudarlehen | BW |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/baudarlehen-rechner/id1074054958/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/bw-secure-mit-3d-secure/id1476519943/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | **100.0% of reviews** | 42.3% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 9 MB | 25 MB |
| Requires iOS | 18.0 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Mihailo Celeski](https://appshunter.io/developer/928844121) | [Baden-Württembergische Bank](https://appshunter.io/developer/377691163) |

## What reviewers say

### Baudarlehen

[App page](https://appshunter.io/ios/app/baudarlehen-rechner/id1074054958)

Manage your finances, especially for construction loans and long-term debts. This tool provides a clear overview of future installments and remaining debt, offering detailed interest and repayment plans with clear visualizations. It helps compare current interest rates and includes flexible features like special repayments and variable payment schedules.

**Highlights:** Detailed interest and repayment plan, Clear tabular and graphical representations, Current interest rate comparison, Consideration of special repayments, Adjustable repayment during term, Variable payment schedules

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small contribution | $0.99 | one-time |
| Obolus | $0.99 | one-time |
| Großzügig | $3.99 | one-time |
| Handsome contribution | $4.99 | one-time |
| Generous contribution | $8.99 | one-time |
| Üppig | $8.99 | one-time |
| Fürstlich | $17.99 | one-time |


### BW

[App page](https://appshunter.io/ios/app/bw-secure-mit-3d-secure/id1476519943)

Securely authorize online credit card payments directly from your smartphone. Avoid fraud with this convenient and easy-to-use payment verification tool.

**Highlights:** Secure online payment authorization, Convenient in-app verification, Protection against credit card fraud, Easy registration via QR code, Supports Mastercard Identity Check™, Supports Visa Secure

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Baudarlehen free?

Baudarlehen is free to download, with in-app purchases available.

### Is BW free?

BW is free to download, with no in-app purchases.

### Which has better reviews, Baudarlehen or BW?

Baudarlehen is rated higher. Baudarlehen averages 5.0 out of 5 from 2 ratings, while BW averages 1.0 from 1 ratings.

### Do Baudarlehen or BW have ads?

Neither Baudarlehen nor BW shows ads.

### Which is updated more often, Baudarlehen or BW?

Baudarlehen ships an update every 6 weeks, and BW every 3 months. Most recently, Baudarlehen was updated on September 19, 2026 and BW on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*