# ModernAdvisor vs Wealthica

The clearest difference is in-app purchases: ModernAdvisor at none against Wealthica's 8. ModernAdvisor also leads on review sentiment (50% vs 22%) and device support (3 vs 1). Wealthica's advantage is update cadence (every 3 weeks vs every 10 months). On price and ads there is nothing between them.

Both are free to download. Wealthica sells 8 in-app purchases, starting at $6.29 per month. ModernAdvisor asks for nothing beyond the download.

ModernAdvisor ships an update every 10 months, Wealthica every 3 weeks. The most recent releases landed on October 7, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | ModernAdvisor | Wealthica |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.0 (22 ratings)](https://appshunter.io/ios/app/wealthica/id1189909042/reviews)** |
| Number of ratings | — | **22** |
| Positive reviews | **50.0% of reviews** | 22.2% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 10 months | **Every 3 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 26 MB | 63 MB |
| Requires iOS | **15.1** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Modern Advisor Canada Inc.](https://appshunter.io/developer/1075535776) | [Wealthica Financial Technology Inc.](https://appshunter.io/developer/1769171891) |

## What reviewers say

### ModernAdvisor

[App page](https://appshunter.io/ios/app/modernadvisor/id1075535777)

This app helps Canadians build and manage diversified investment portfolios for various financial goals like retirement or education savings. It offers convenient tracking, plan adjustments, advisor chat, and fund transfers. Securities are protected by the Canadian Investor Protection Fund.

**Highlights:** Portfolio performance tracking, Investment plan adjustments, Advisor chat, Fund transfers, View holdings and transactions, Diversified portfolio management

**Features:** macOS Compatibility

**In-app purchases:** none


### Wealthica

[App page](https://appshunter.io/ios/app/wealthica/id1189909042)

Consolidate all your financial accounts into one platform. Automatically track your net worth, investments, and transactions from thousands of institutions. Gain an unbiased view of your wealth and manage your finances effectively.

**Highlights:** Net worth tracking, Automatic daily updates, Consolidated transaction history, Investment holdings overview, Budgeting and goal setting, Data export to spreadsheets

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Connect Plan Monthly | $6.29 | per month |
| Connect Unlimited Plan Monthly | $9.99 | per month |
| Premium Plan Monthly | $19.99 | per month |
| Prestige Plan Monthly | $29.99 | per month |
| Connect Plan Yearly | $49.99 | per year |
| Connect Unlimited Plan Yearly | $75.00 | per year |
| Premium Plan Yearly | $150.00 | per year |
| Prestige Plan Yearly | $249.99 | per year |


## Frequently asked questions

### Is ModernAdvisor free?

ModernAdvisor is free to download, with no in-app purchases.

### Is Wealthica free?

Wealthica is free to download, with in-app purchases available.

### Do ModernAdvisor or Wealthica have ads?

Neither ModernAdvisor nor Wealthica shows ads.

### Which is updated more often, ModernAdvisor or Wealthica?

ModernAdvisor ships an update every 10 months, and Wealthica every 3 weeks. Most recently, ModernAdvisor was updated on October 7, 2026 and Wealthica on October 26, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*