# Current vs MyCOBenefits

The clearest difference is ratings volume: Current at 197K against MyCOBenefits's 5.5K. Current also leads on rating (4.8 vs 4.5) and update cadence (every 2 weeks vs monthly). MyCOBenefits's advantage is review sentiment (67% vs 58%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Current holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Current has 197K ratings behind it against 5.5K, so its average is the more settled of the two. Written reviews complicate that: 58% of Current's written reviews are positive against 67% of MyCOBenefits's, so the app with the better star average is not the one people write more warmly about.

Current ships an update every 2 weeks, MyCOBenefits monthly. The most recent releases landed on October 28, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Current | MyCOBenefits |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (197K ratings)](https://appshunter.io/ios/app/current-mobile-banking/id1077366211/reviews)** | [4.5 (5.5K ratings)](https://appshunter.io/ios/app/mycobenefits/id1385079676/reviews) |
| Number of ratings | **197K** | 5.5K |
| Positive reviews | 58.3% of reviews | **67.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free | Free |
| Best chart rank | **#65** | — |
| Size | 152 MB | 93 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | iPhone | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [Finco Services, Inc.](https://appshunter.io/developer/1077366210) | [State of Colorado](https://appshunter.io/developer/949663983) |

## What reviewers say

### Current

[App page](https://appshunter.io/ios/app/current-mobile-banking/id1077366211)

**Currently charting:** #65 Top Free · Finance (US App Store)

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

**Highlights:** Get paid up to 2 days early, Advance paycheck up to $750, Overdraft fee-free banking, Build credit while banking, Earn 1% cash back on dining/groceries, Earn up to 4.00% bonus on savings, Access 40,000+ fee-free ATMs

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Early paycheck deposits
- 💳 Unique and stylish debit card design
- 💰 Competitive savings interest rates
- 🔒 Secure banking experience
- 💸 Helpful overdraft protection

**What reviewers complain about**

- 🕰️ Slow mobile check deposit process
- 🤖 Inconsistent and impersonal customer service
- 🔍 Difficulty resolving disputes and fraudulent charges
- 🔒 Security and account access issues
- 💳 Limitations on ATM withdrawals and card usage

**Reported bugs**

- Accounts being locked or suspended without explanation
- Funds disappearing from accounts with no recourse
- Recurring issues with mobile check deposits

**Requested features**

- Joint account and family management tools
- Expanded mobile check deposit limits
- Faster response times for customer support
- More transparent dispute resolution process
- Improved security and account recovery options


### MyCOBenefits

[App page](https://appshunter.io/ios/app/mycobenefits/id1385079676)

Manage your food and cash assistance benefits securely from your phone. Apply for programs, update your information, view EBT card details, and find local services. Access nutrition tips and workforce program information.

**Highlights:** Apply for food and cash benefits, Complete recertification, Update household and income information, View EBT card balance and transactions, Manage workforce program appointments, Find local social services offices

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient and easy to use
- 🔒 Secure login options
- 👍 User-friendly interface
- 💡 Helpful for checking balances and benefits
- 👍 Streamlines application and recertification process

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- 🐛 Login issues and password reset problems
- 🐛 Slow loading times
- 🐛 Inconsistent functionality between app and website
- 🔋 High battery consumption

**Reported bugs**

- Citizenship details screen not functioning properly
- Blank screens and crashes on login
- Inability to access previous applications
- Notifications not always showing up in a timely manner

**Requested features**

- Ability to apply and recertify directly through the app
- Improved document upload and correspondence features
- Integration with other state services
- Facial recognition or biometric login options
- Offline access and syncing capabilities


## Frequently asked questions

### Is Current free?

Current is free to download, with no in-app purchases.

### Is MyCOBenefits free?

MyCOBenefits is free to download, with no in-app purchases.

### Which has better reviews, Current or MyCOBenefits?

Current is rated higher. Current averages 4.8 out of 5 from 197K ratings, while MyCOBenefits averages 4.5 from 5.5K ratings.

### Do Current or MyCOBenefits have ads?

Neither Current nor MyCOBenefits shows ads.

### Which is updated more often, Current or MyCOBenefits?

Current ships an update every 2 weeks, and MyCOBenefits monthly. Most recently, Current was updated on October 28, 2026 and MyCOBenefits on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*