# Current vs Moey

The clearest difference is rating: Current at 4.8 against Moey's 3.9. Current also leads on review sentiment (58% vs 20%) and ratings volume (197K vs 18). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Current holds the better App Store score, 4.8 against 3.9. That said, the two scores are not equally well evidenced: Current has 197K ratings behind it against 18, so its average is the more settled of the two. Written reviews point the same way: 58% of Current's written reviews are positive against 20% of Moey's.

Current ships an update every 2 weeks, Moey monthly. The most recent releases landed on November 2, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Current | Moey |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (197K ratings)](https://appshunter.io/ios/app/current-mobile-banking/id1077366211/reviews)** | [3.9 (18 ratings)](https://appshunter.io/ios/app/moey-mobile-banking/id1462060959/reviews) |
| Number of ratings | **197K** | 18 |
| Positive reviews | **58.0% of reviews** | 20.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free | Free |
| Best chart rank | **#57** | — |
| Size | 152 MB | 220 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [Finco Services, Inc.](https://appshunter.io/developer/1077366210) | [Crédito Agrícola](https://appshunter.io/developer/516082613) |

## What reviewers say

### Current

[App page](https://appshunter.io/ios/app/current-mobile-banking/id1077366211)

**Currently charting:** #57 Top Free · Finance (US App Store)

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

**Highlights:** Get paid up to 2 days early, Advance paycheck up to $750, Overdraft fee-free banking, Build credit while banking, Earn 1% cash back on dining/groceries, Earn up to 4.00% bonus on savings, Access 40,000+ fee-free ATMs

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Early paycheck deposits
- 💳 Unique and stylish debit card design
- 💰 Competitive savings interest rates
- 🔒 Secure banking experience
- 💸 Helpful overdraft protection

**What reviewers complain about**

- 🕰️ Slow mobile check deposit process
- 🤖 Inconsistent and impersonal customer service
- 🔍 Difficulty resolving disputes and fraudulent charges
- 🔒 Security and account access issues
- 💳 Limitations on ATM withdrawals and card usage

**Reported bugs**

- Accounts being locked or suspended without explanation
- Funds disappearing from accounts with no recourse
- Recurring issues with mobile check deposits

**Requested features**

- Joint account and family management tools
- Expanded mobile check deposit limits
- Faster response times for customer support
- More transparent dispute resolution process
- Improved security and account recovery options


### Moey

[App page](https://appshunter.io/ios/app/moey-mobile-banking/id1462060959)

Manage all your bank accounts in one place with this 100% digital, zero-cost banking app. It offers easy bill splitting, contactless payments via Apple Pay, and tools to track spending and set savings goals.

**Highlights:** 100% digital account opening, Real-time financial control and notifications, Send, request, and split bills, Contactless payments with Apple Pay, ATM withdrawals with mobile codes, Manage accounts from multiple banks, Set and track savings goals

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Current free?

Current is free to download, with no in-app purchases.

### Is Moey free?

Moey is free to download, with no in-app purchases.

### Which has better reviews, Current or Moey?

Current is rated higher. Current averages 4.8 out of 5 from 197K ratings, while Moey averages 3.9 from 18 ratings.

### Do Current or Moey have ads?

Neither Current nor Moey shows ads.

### Which is updated more often, Current or Moey?

Current ships an update every 2 weeks, and Moey monthly. Most recently, Current was updated on November 2, 2026 and Moey on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*