# Current vs Grid Money

The clearest difference is monetization model: Current at free against Grid Money's subscription. Current also leads on ratings volume (197K vs 30K). Grid Money's advantage is iOS requirement (15.0 vs 17.0). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Current holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Current has 197K ratings behind it against 30K, so its average is the more settled of the two. Written reviews point the same way: 58% of Current's written reviews are positive against 52% of Grid Money's.

Current ships an update every 2 weeks, Grid Money weekly. Both last shipped on October 28, 2026.

## The numbers

| Metric | Current | Grid Money |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (197K ratings)](https://appshunter.io/ios/app/current-mobile-banking/id1077366211/reviews)** | [4.6 (30K ratings)](https://appshunter.io/ios/app/grid-money/id1473180914/reviews) |
| Number of ratings | **197K** | 30K |
| Positive reviews | **58.3% of reviews** | 52.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Weekly** |
| Monetization | **Free** | Subscription |
| Best chart rank | **#65** | #116 |
| Size | 152 MB | 274 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 12+ | 17+ |
| Developer | [Finco Services, Inc.](https://appshunter.io/developer/1077366210) | [Hatfield, Inc.](https://appshunter.io/developer/1387973302) |

## What reviewers say

### Current

[App page](https://appshunter.io/ios/app/current-mobile-banking/id1077366211)

**Currently charting:** #65 Top Free · Finance (US App Store)

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

**Highlights:** Get paid up to 2 days early, Advance paycheck up to $750, Overdraft fee-free banking, Build credit while banking, Earn 1% cash back on dining/groceries, Earn up to 4.00% bonus on savings, Access 40,000+ fee-free ATMs

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Early paycheck deposits
- 💳 Unique and stylish debit card design
- 💰 Competitive savings interest rates
- 🔒 Secure banking experience
- 💸 Helpful overdraft protection

**What reviewers complain about**

- 🕰️ Slow mobile check deposit process
- 🤖 Inconsistent and impersonal customer service
- 🔍 Difficulty resolving disputes and fraudulent charges
- 🔒 Security and account access issues
- 💳 Limitations on ATM withdrawals and card usage

**Reported bugs**

- Accounts being locked or suspended without explanation
- Funds disappearing from accounts with no recourse
- Recurring issues with mobile check deposits

**Requested features**

- Joint account and family management tools
- Expanded mobile check deposit limits
- Faster response times for customer support
- More transparent dispute resolution process
- Improved security and account recovery options


### Grid Money

[App page](https://appshunter.io/ios/app/grid-money/id1473180914)

**Currently charting:** #116 Top Free · Finance (US App Store)

Access cash advances between paychecks without interest or credit checks. Boost your take-home pay and receive your tax refund early. Build your credit score with a simple monthly fee.

**Highlights:** Cash advances up to $200, Boost your paycheck, Early tax refund access, No interest or credit checks, Build credit score, Transparent pricing

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Instant cash advances
- 💳 Helpful credit-building tools
- 👍 User-friendly app
- 🤝 Reliable customer service
- 💰 Flexible repayment options

**What reviewers complain about**

- 🐛 Technical issues with account connectivity
- 🕰️ Slow response from customer support
- 💰 Subscription fees and hidden costs
- 🔒 Concerns about account security
- 📆 Delays in receiving cash advances

**Reported bugs**

- Recurring subscription charges even after cancellation
- Inability to access funds due to 'network issues'
- Inconsistent advance amounts and payout timelines
- Difficulty in closing accounts and removing bank information

**Requested features**

- Expand support for non-W2 workers
- Improve direct deposit and early paycheck access
- Provide more transparency on credit-building features
- Enhance communication and update users on service disruptions


## Frequently asked questions

### Is Current free?

Current is free to download, with no in-app purchases.

### Is Grid Money free?

Grid Money is free to download, with no in-app purchases.

### Which has better reviews, Current or Grid Money?

Current is rated higher. Current averages 4.8 out of 5 from 197K ratings, while Grid Money averages 4.6 from 30K ratings.

### Do Current or Grid Money have ads?

Neither Current nor Grid Money shows ads.

### Which is updated more often, Current or Grid Money?

Current ships an update every 2 weeks, and Grid Money weekly. Most recently, Current was updated on October 28, 2026 and Grid Money on October 28, 2026.

### Which is more popular, Current or Grid Money?

Current currently peaks at #65 in the App Store charts, and Grid Money at #116. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*