# Current vs MCMT

The clearest difference is update cadence: Current at every 2 weeks against MCMT's every 2 months. Current also leads on chart position (#45 vs unranked). MCMT's advantage is device support (3 vs 1) and iOS requirement (14.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Current ships an update every 2 weeks, MCMT every 2 months. The most recent releases landed on October 19, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | Current | MCMT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (197K ratings)](https://appshunter.io/ios/app/current-mobile-banking/id1077366211/reviews)** | — |
| Number of ratings | **197K** | — |
| Positive reviews | 58.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 2 months |
| Monetization | Free | — |
| Best chart rank | **#45** | — |
| Size | 148 MB | 24 MB |
| Requires iOS | 17.0 | **14.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [Finco Services, Inc.](https://appshunter.io/developer/1077366210) | [Paymentus Corporation](https://appshunter.io/developer/779712427) |

## What reviewers say

### Current

[App page](https://appshunter.io/ios/app/current-mobile-banking/id1077366211)

**Currently charting:** #45 Top Free · Finance (US App Store)

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

**Highlights:** Get paid up to 2 days early, Advance paycheck up to $750, Overdraft fee-free banking, Build credit while banking, Earn 1% cash back on dining/groceries, Earn up to 4.00% bonus on savings, Access 40,000+ fee-free ATMs

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Early paycheck deposits
- 💳 Unique and stylish debit card design
- 💰 Competitive savings interest rates
- 🔒 Secure banking experience
- 💸 Helpful overdraft protection

**What reviewers complain about**

- 🕰️ Slow mobile check deposit process
- 🤖 Inconsistent and impersonal customer service
- 🔍 Difficulty resolving disputes and fraudulent charges
- 🔒 Security and account access issues
- 💳 Limitations on ATM withdrawals and card usage

**Reported bugs**

- Accounts being locked or suspended without explanation
- Funds disappearing from accounts with no recourse
- Recurring issues with mobile check deposits

**Requested features**

- Joint account and family management tools
- Expanded mobile check deposit limits
- Faster response times for customer support
- More transparent dispute resolution process
- Improved security and account recovery options


### MCMT

[App page](https://appshunter.io/ios/app/mcmt/id1553274044)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Current free?

Current is free to download, with no in-app purchases.

### Is MCMT free?

MCMT is free to download, with no in-app purchases.

### Do Current or MCMT have ads?

Neither Current nor MCMT shows ads.

### Which is updated more often, Current or MCMT?

Current ships an update every 2 weeks, and MCMT every 2 months. Most recently, Current was updated on October 19, 2026 and MCMT on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*