# UniTerm vs Smart Data

The clearest difference is review sentiment: UniTerm at 67% against Smart Data's 24%. UniTerm also leads on iOS requirement (11.0 vs 17.0). Smart Data's advantage is rating (4.4 vs 4.0) and ratings volume (729 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Smart Data holds the better App Store score, 4.4 against 4.0. That said, the two scores are not equally well evidenced: Smart Data has 729 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 67% of UniTerm's written reviews are positive against 24% of Smart Data's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 6, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | UniTerm | Smart Data |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (3 ratings)](https://appshunter.io/ios/app/uniterm/id1078238155/reviews) | **[4.4 (729 ratings)](https://appshunter.io/ios/app/smart-data/id1532107828/reviews)** |
| Number of ratings | 3 | **729** |
| Positive reviews | **66.7% of reviews** | 23.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 16 MB | 63 MB |
| Requires iOS | **11.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Monetra Technologies LLC](https://appshunter.io/developer/1076320938) | [Mastercard International Incorporated](https://appshunter.io/developer/309754131) |

## What reviewers say

### UniTerm

[App page](https://appshunter.io/ios/app/uniterm/id1078238155)

This software facilitates secure EMV chip and PIN card transactions by integrating with a payment server. It provides a simple interface for point-of-sale applications to manage the transaction process and securely handle sensitive card data, keeping POS software out of PCI validation scope.

**Highlights:** EMV certified, PA-DSS validated, Secure transaction management, Simple application interface, Handles sensitive card data, PCI PA-DSS out-of-scope

**Features:** macOS Compatibility

**In-app purchases:** none


### Smart Data

[App page](https://appshunter.io/ios/app/smart-data/id1532107828)

Streamline your business expense reporting on the go. Capture receipts with your phone, add justifications, and manage costs from anywhere. This app is a component of your bank's commercial card program.

**Highlights:** Review posted corporate Mastercard expenses, Add receipts using phone camera, Add business justification and allocate costs, Group and manage multiple expenses, Approve expenses and groups

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Great tool for expenses
- 👍 User-friendly app
- 👍 Basic functions work well

**What reviewers complain about**

- 🔒 Inconvenient login process
- 🔒 Unnecessary security for uploads
- 🐛 Constant updates prevent submission
- 🐛 Errors when submitting expenses
- 🐛 Cannot edit submitted expenses

**Reported bugs**

- Login issues
- Uploading receipts issues
- App crashes during receipt import
- Constant error messages
- Submitted expenses cannot be edited

**Requested features**

- Biometric login (Face ID/fingerprint)
- Update required notification
- Storage for pending charge receipts
- Ability to recognize recurring charges
- Autofill password functionality


## Frequently asked questions

### Is UniTerm free?

UniTerm is free to download, with no in-app purchases.

### Is Smart Data free?

Smart Data is free to download, with no in-app purchases.

### Which has better reviews, UniTerm or Smart Data?

Smart Data is rated higher. UniTerm averages 4.0 out of 5 from 3 ratings, while Smart Data averages 4.4 from 729 ratings.

### Do UniTerm or Smart Data have ads?

Neither UniTerm nor Smart Data shows ads.

### Which is updated more often, UniTerm or Smart Data?

UniTerm ships an update monthly, and Smart Data monthly. Most recently, UniTerm was updated on October 6, 2026 and Smart Data on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*