# Jenius vs OVO

The clearest difference is monetization model: OVO at free with in-app purchases against Jenius's subscription. OVO also leads on rating (3.9 vs 3.5). Jenius's advantage is update cadence (weekly vs fortnightly). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OVO holds the better App Store score, 3.9 against 3.5. Both are backed by a comparable volume of ratings — 124 and 329 respectively. Written reviews complicate that: 38% of Jenius's written reviews are positive against 31% of OVO's, so the app with the better star average is not the one people write more warmly about.

Jenius ships an update weekly, OVO fortnightly. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Jenius | OVO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (124 ratings)](https://appshunter.io/ios/app/jenius/id1079340119/reviews) | **[3.9 (329 ratings)](https://appshunter.io/ios/app/ovo/id1142114207/reviews)** |
| Number of ratings | 124 | **329** |
| Positive reviews | **38.3% of reviews** | 31.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Subscription | **Free with in-app purchases** |
| Size | 190 MB | 101 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 12+ | 17+ |
| Developer | [PT. Bank SMBC Indonesia Tbk](https://appshunter.io/developer/855040986) | [Visionet Internasional, Pt](https://appshunter.io/developer/1128647342) |

## What reviewers say

### Jenius

[App page](https://appshunter.io/ios/app/jenius/id1079340119)

Manage your finances and daily life with a single app. Access transactions, savings, credit, and investments all in one place. Enjoy features like virtual cards, rewards, and multi-currency support for seamless global transactions.

**Highlights:** All-in-one financial management, Visa debit and credit cards, Virtual cards for online purchases, Rewards and point redemption, Multi-currency support, Various savings options, Investment features

**In-app purchases:** none

**What reviewers like**

- 💰 Free transfers between banks
- 🌍 International transactions supported
- 👍 User-friendly interface design
- 💡 Innovative digital banking solution
- 📱 Easy money transfers using username only

**What reviewers complain about**

- 🐢 Extremely slow app performance
- 🔐 Overly restrictive security/device requirements
- 📵 Frequent login failures and session timeouts
- 🐛 Persistent crashes and bugs
- ❌ Non-functional features after updates

**Reported bugs**

- Login automatically logs out immediately after
- PIN verification fails despite correct input
- Session expires during PIN creation
- Face ID/Touch ID recognition failures
- App crashes when inviting users or accessing features

**Requested features**

- Flexible device switching without excessive security barriers
- Credit card visibility in app interface
- Improved video call verification settings for KTP focus
- Dark mode option
- 1Password password manager compatibility


### OVO

[App page](https://appshunter.io/ios/app/ovo/id1142114207)

This all-in-one app simplifies payments and savings for everyday needs and online shopping. Enjoy secure, fast transactions with numerous rewards, including cashback and discounts. Upgrade to access exclusive deals and bonus points.

**Highlights:** Secure and fast mobile payments, Cashback on transactions, Exclusive discounts and deals, Bill payment options, Savings account features, Welcome treats for new users

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and convenient
- 💡 Useful features
- 👍 Good payment app
- 🚀 Quick transactions

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔒 Security and privacy concerns
- 👎 Difficult to close account
- 🔒 Requires excessive personal data
- 👎 Unreliable service

**Reported bugs**

- Inability to change language to English
- Stuck transactions not resolved
- Inconsistent app behavior
- Delayed or missing top-up credits

**Requested features**

- Add English language option
- Improve account closure process
- Enhance security and privacy measures
- Streamline transaction processing


## Frequently asked questions

### Is Jenius free?

Jenius is free to download, with no in-app purchases.

### Is OVO free?

OVO is free to download, with no in-app purchases.

### Which has better reviews, Jenius or OVO?

OVO is rated higher. Jenius averages 3.5 out of 5 from 124 ratings, while OVO averages 3.9 from 329 ratings.

### Do Jenius or OVO have ads?

Neither Jenius nor OVO shows ads.

### Which is updated more often, Jenius or OVO?

Jenius ships an update weekly, and OVO fortnightly. Most recently, Jenius was updated on October 24, 2026 and OVO on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*