# Jenius vs myBCA

The clearest difference is monetization model: myBCA at free against Jenius's subscription. Jenius's advantage is review sentiment (38% vs 22%) and update cadence (weekly vs every 3 weeks). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.5 for Jenius against 3.6 for myBCA. Both are backed by a comparable volume of ratings — 124 and 65 respectively. Written reviews are what separate them: 38% of Jenius's written reviews are positive against 22% of myBCA's.

Jenius ships an update weekly, myBCA every 3 weeks. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | Jenius | myBCA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (124 ratings)](https://appshunter.io/ios/app/jenius/id1079340119/reviews) | **[3.6 (65 ratings)](https://appshunter.io/ios/app/mybca-new-bca-banking-apps/id1440241902/reviews)** |
| Number of ratings | **124** | 65 |
| Positive reviews | **38.3% of reviews** | 22.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Subscription | **Free** |
| Size | 190 MB | 717 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPod, Apple Watch |
| Age rating | 12+ | 17+ |
| Developer | [PT. Bank SMBC Indonesia Tbk](https://appshunter.io/developer/855040986) | [PT. Bank Central Asia Tbk](https://appshunter.io/developer/551587257) |

## What reviewers say

### Jenius

[App page](https://appshunter.io/ios/app/jenius/id1079340119)

Manage your finances and daily life with a single app. Access transactions, savings, credit, and investments all in one place. Enjoy features like virtual cards, rewards, and multi-currency support for seamless global transactions.

**Highlights:** All-in-one financial management, Visa debit and credit cards, Virtual cards for online purchases, Rewards and point redemption, Multi-currency support, Various savings options, Investment features

**In-app purchases:** none

**What reviewers like**

- 💰 Free transfers between banks
- 🌍 International transactions supported
- 👍 User-friendly interface design
- 💡 Innovative digital banking solution
- 📱 Easy money transfers using username only

**What reviewers complain about**

- 🐢 Extremely slow app performance
- 🔐 Overly restrictive security/device requirements
- 📵 Frequent login failures and session timeouts
- 🐛 Persistent crashes and bugs
- ❌ Non-functional features after updates

**Reported bugs**

- Login automatically logs out immediately after
- PIN verification fails despite correct input
- Session expires during PIN creation
- Face ID/Touch ID recognition failures
- App crashes when inviting users or accessing features

**Requested features**

- Flexible device switching without excessive security barriers
- Credit card visibility in app interface
- Improved video call verification settings for KTP focus
- Dark mode option
- 1Password password manager compatibility


### myBCA

[App page](https://appshunter.io/ios/app/mybca-new-bca-banking-apps/id1440241902)

Manage all your banking needs from a single application. Perform domestic and international transfers, pay bills, make QRIS payments, and withdraw cash without a card. It also offers foreign currency savings and investment options.

**Highlights:** Domestic & International Transfers, Bill Payments, QRIS Payments, Cardless Cash Withdrawals, Foreign Currency Savings, Investment Options, Transaction History

**Features:** Apple Watch app

**In-app purchases:** none


## Frequently asked questions

### Is Jenius free?

Jenius is free to download, with no in-app purchases.

### Is myBCA free?

myBCA is free to download, with no in-app purchases.

### Which has better reviews, Jenius or myBCA?

myBCA is rated higher. Jenius averages 3.5 out of 5 from 124 ratings, while myBCA averages 3.6 from 65 ratings.

### Do Jenius or myBCA have ads?

Neither Jenius nor myBCA shows ads.

### Which is updated more often, Jenius or myBCA?

Jenius ships an update weekly, and myBCA every 3 weeks. Most recently, Jenius was updated on October 24, 2026 and myBCA on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*