# Jenius vs blu by BCA Digital

The clearest difference is rating: blu by BCA Digital at 4.8 against Jenius's 3.5. blu by BCA Digital also leads on monetization model (free vs subscription). Jenius's advantage is ads (none vs shown). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

blu by BCA Digital holds the better App Store score, 4.8 against 3.5. Both are backed by a comparable volume of ratings — 124 and 131 respectively. Written reviews complicate that: 38% of Jenius's written reviews are positive against 31% of blu by BCA Digital's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly weekly. Both last shipped on October 24, 2026.

## The numbers

| Metric | Jenius | blu by BCA Digital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (124 ratings)](https://appshunter.io/ios/app/jenius/id1079340119/reviews) | **[4.8 (131 ratings)](https://appshunter.io/ios/app/blu-by-bca-digital/id1550237185/reviews)** |
| Number of ratings | 124 | **131** |
| Positive reviews | **38.3% of reviews** | 31.4% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Weekly | Weekly |
| Monetization | Subscription | **Free** |
| Size | 190 MB | 371 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 12+ | 12+ |
| Developer | [PT. Bank SMBC Indonesia Tbk](https://appshunter.io/developer/855040986) | [PT. Bank Digital BCA](https://appshunter.io/developer/1549630938) |

## What reviewers say

### Jenius

[App page](https://appshunter.io/ios/app/jenius/id1079340119)

Manage your finances and daily life with a single app. Access transactions, savings, credit, and investments all in one place. Enjoy features like virtual cards, rewards, and multi-currency support for seamless global transactions.

**Highlights:** All-in-one financial management, Visa debit and credit cards, Virtual cards for online purchases, Rewards and point redemption, Multi-currency support, Various savings options, Investment features

**In-app purchases:** none

**What reviewers like**

- 💰 Free transfers between banks
- 🌍 International transactions supported
- 👍 User-friendly interface design
- 💡 Innovative digital banking solution
- 📱 Easy money transfers using username only

**What reviewers complain about**

- 🐢 Extremely slow app performance
- 🔐 Overly restrictive security/device requirements
- 📵 Frequent login failures and session timeouts
- 🐛 Persistent crashes and bugs
- ❌ Non-functional features after updates

**Reported bugs**

- Login automatically logs out immediately after
- PIN verification fails despite correct input
- Session expires during PIN creation
- Face ID/Touch ID recognition failures
- App crashes when inviting users or accessing features

**Requested features**

- Flexible device switching without excessive security barriers
- Credit card visibility in app interface
- Improved video call verification settings for KTP focus
- Dark mode option
- 1Password password manager compatibility


### blu by BCA Digital

[App page](https://appshunter.io/ios/app/blu-by-bca-digital/id1550237185)

This mobile banking application offers a seamless financial experience to help users achieve their goals. It provides secure transactions, multiple savings options, and convenient payment features. Users can also access investment services and enjoy fee-free banking.

**Highlights:** 20 savings accounts in 1, Online group pooling for up to 50 people, Deposits with early withdrawal without penalty, Pay/buy within one app, QRIS payments, Virtual and debit cards with Mastercard, Cash withdrawal/deposit at BCA ATMs, Investments via bluInvest

**In-app purchases:** none


## Frequently asked questions

### Is Jenius free?

Jenius is free to download, with no in-app purchases.

### Is blu by BCA Digital free?

blu by BCA Digital is free to download, with no in-app purchases.

### Which has better reviews, Jenius or blu by BCA Digital?

blu by BCA Digital is rated higher. Jenius averages 3.5 out of 5 from 124 ratings, while blu by BCA Digital averages 4.8 from 131 ratings.

### Do Jenius or blu by BCA Digital have ads?

blu by BCA Digital shows ads; Jenius does not.

### Which is updated more often, Jenius or blu by BCA Digital?

Jenius ships an update weekly, and blu by BCA Digital weekly. Most recently, Jenius was updated on October 24, 2026 and blu by BCA Digital on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*