# Jenius vs MSB Digital Bank

The clearest difference is review sentiment: MSB Digital Bank at 90% against Jenius's 38%. MSB Digital Bank also leads on rating (4.7 vs 3.5) and monetization model (free vs subscription). Jenius's advantage is update cadence (weekly vs fortnightly). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MSB Digital Bank holds the better App Store score, 4.7 against 3.5. Both are backed by a comparable volume of ratings — 124 and 47 respectively. Written reviews point the same way: 38% of Jenius's written reviews are positive against 90% of MSB Digital Bank's.

Jenius ships an update weekly, MSB Digital Bank fortnightly. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Jenius | MSB Digital Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (124 ratings)](https://appshunter.io/ios/app/jenius/id1079340119/reviews) | **[4.7 (47 ratings)](https://appshunter.io/ios/app/msb-digital-bank/id6740115468/reviews)** |
| Number of ratings | **124** | 47 |
| Positive reviews | 38.3% of reviews | **90.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Subscription | **Free** |
| Size | 190 MB | 251 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [PT. Bank SMBC Indonesia Tbk](https://appshunter.io/developer/855040986) | [Vietnam Maritime Commercial Joint Stock Bank](https://appshunter.io/developer/1448568155) |

## What reviewers say

### Jenius

[App page](https://appshunter.io/ios/app/jenius/id1079340119)

Manage your finances and daily life with a single app. Access transactions, savings, credit, and investments all in one place. Enjoy features like virtual cards, rewards, and multi-currency support for seamless global transactions.

**Highlights:** All-in-one financial management, Visa debit and credit cards, Virtual cards for online purchases, Rewards and point redemption, Multi-currency support, Various savings options, Investment features

**In-app purchases:** none

**What reviewers like**

- 💰 Free transfers between banks
- 🌍 International transactions supported
- 👍 User-friendly interface design
- 💡 Innovative digital banking solution
- 📱 Easy money transfers using username only

**What reviewers complain about**

- 🐢 Extremely slow app performance
- 🔐 Overly restrictive security/device requirements
- 📵 Frequent login failures and session timeouts
- 🐛 Persistent crashes and bugs
- ❌ Non-functional features after updates

**Reported bugs**

- Login automatically logs out immediately after
- PIN verification fails despite correct input
- Session expires during PIN creation
- Face ID/Touch ID recognition failures
- App crashes when inviting users or accessing features

**Requested features**

- Flexible device switching without excessive security barriers
- Credit card visibility in app interface
- Improved video call verification settings for KTP focus
- Dark mode option
- 1Password password manager compatibility


### MSB Digital Bank

[App page](https://appshunter.io/ios/app/msb-digital-bank/id6740115468)

This digital banking app offers a secure and convenient way to manage your finances. Open accounts online, enjoy fee-free transactions, and access attractive savings rates. It also provides bill payment, expense tracking, and exclusive partner offers.

**Highlights:** 1-minute online account opening, Free lifetime transactions, Attractive online savings rates, Automated bill payments, Expense tracking, ATM and branch locator, Exclusive partner discounts

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Jenius free?

Jenius is free to download, with no in-app purchases.

### Is MSB Digital Bank free?

MSB Digital Bank is free to download, with no in-app purchases.

### Which has better reviews, Jenius or MSB Digital Bank?

MSB Digital Bank is rated higher. Jenius averages 3.5 out of 5 from 124 ratings, while MSB Digital Bank averages 4.7 from 47 ratings.

### Do Jenius or MSB Digital Bank have ads?

Neither Jenius nor MSB Digital Bank shows ads.

### Which is updated more often, Jenius or MSB Digital Bank?

Jenius ships an update weekly, and MSB Digital Bank fortnightly. Most recently, Jenius was updated on October 24, 2026 and MSB Digital Bank on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*