# myESS vs Premium Credit

The clearest difference is review sentiment: Premium Credit at 25% against myESS's 0%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on November 2, 2026.

## The numbers

| Metric | myESS | Premium Credit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.0 (1 ratings)](https://appshunter.io/ios/app/premium-credit-ejourney/id1438511813/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 0.0% of reviews | **25.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 2 MB | 73 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Ardbrook](https://appshunter.io/developer/1080618098) | [Premium Credit](https://appshunter.io/developer/523061017) |

## What reviewers say

### myESS

[App page](https://appshunter.io/ios/app/myess/id1080618099)

Access your personal employment records and payroll information. View current and past payslips, and retrieve P60 tax year end documents.

**Highlights:** Access personal records, View payroll details, Current payslips, Historical payslips, P60 tax information

**Features:** macOS Compatibility

**In-app purchases:** none


### Premium Credit

[App page](https://appshunter.io/ios/app/premium-credit-ejourney/id1438511813)

Upload identity documents and review loan details to support your loan application. Securely verify personal information, eSign terms, and submit required photos for processing. This app is for Irish residents who have already applied for a loan.

**Highlights:** Secure login and personal detail confirmation, Review loan details, Review and eSign loan terms, Upload ID photos, Secure document submission

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is myESS free?

myESS is free to download, with no in-app purchases.

### Is Premium Credit free?

Premium Credit is free to download, with no in-app purchases.

### Do myESS or Premium Credit have ads?

Neither myESS nor Premium Credit shows ads.

### Which is updated more often, myESS or Premium Credit?

myESS ships an update every 3 months, and Premium Credit every 3 months. Most recently, myESS was updated on November 2, 2026 and Premium Credit on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*