Sunstate Bank vs Spending Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sunstate Bank
Manage your finances on the go with this mobile banking app. Check balances, review transactions, pay bills, and transfer funds between accounts securely from your device.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills
- Cancel scheduled bills
- Review paid bills
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Start banking wherever you are with Sunstate Bank! Available to all Sunstate Bank Mobile Banking end users. Sunstate Bank allows you to check balances, pay bills, and make transfers. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Make payments to existing payees, cancel scheduled bills and review previously paid bills from your mobile device. (You must be enrolled into Bill Pay to use Mobile Bill Pay). All features may not be available in the tablet application.
Spending Tracker
Easily track your expenses and manage your budget with a simple, user-friendly interface. Set monthly limits for categories, create savings goals, and view your spending habits at a glance. Log expenses quickly and get insights into where your money goes.
- Fast expense logging
- Spending by category charts
- Monthly budget setting
- Savings goals creation
- Home screen widgets
- Recurring charge tracking
- Quick Log via Siri/Action Button
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Mochi Money: track spending, stay on budget, save more. Mochi Money is a simple expense tracker for people who aren't accountants. Logging a spend takes a few taps, and you can see where this month's money went at any time. It's a little bit cute and uses plain words. It also never makes you feel bad about what you spent, so it's easy to open every day. FEATURES • Fast logging: add an expense in about ten seconds • Spending by category: a colour-coded chart shows where your money goes • Monthly budgets: set a limit for each category and see how much is left • Savings goals: make a wallet for a trip, a car or a move, and watch it fill up • Home screen widgets: see this month's spending and your remaining budget without opening the app • Recurring charges: add subscriptions and bills once, and Mochi logs them when they're due • Quick Log: save an expense with Back Tap, the Action Button or Siri Know where your money went Add every coffee, ride and impulse buy with a few taps. By the end of the month you'll have a clear picture of where it all went and what you might change. See your spending by category A colour-coded breakdown shows which categories take the biggest share of your pay, from groceries and eating out to subscriptions. You won't need a spreadsheet or a calculator. Stay on budget Set a monthly limit for each category once. Mochi shows how much is left as you spend, so you can tell you're getting close before you go over. Save for the things you want Create a wallet for the trip to Japan, your first car or the moving-out fund, and watch its progress bar fill as you put money aside. Check in from your home screen Mochi's widgets show what you've spent this month compared with a usual month, and how much of your budget is left. Keep track of recurring charges Add your subscriptions and bills once. Mochi logs them when they come due, so payday has fewer surprises. Log a spend without opening the app With Quick Log, double-tap the back of your iPhone, press the Action Button or ask Siri, and the expense is saved. After a week or so of logging, your spending starts to make sense. If you're saving for your first apartment or spending too much on takeout, Mochi can help you keep track.
Screenshots
Verdict
The clearest difference is in-app purchases: Sunstate Bank at none against Spending Tracker's 1. Sunstate Bank also leads on ratings volume (108 vs 1) and iOS requirement (15.0 vs 26.2). Spending Tracker's advantage is review sentiment (100% vs 70%) and rating (5.0 vs 4.7). On price, update cadence, ads and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 1 one-off in-app purchase. Sunstate Bank asks for nothing beyond the download.
Spending Tracker holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Sunstate Bank has 108 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 70% of Sunstate Bank's written reviews are positive against 100% of Spending Tracker's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 24, 2026 and October 31, 2026 respectively.
| Parameter | Sunstate Bank | Spending Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (108 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 70.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 108 — better | 1 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 26.2 |
| Further details — not scored | ||
| Size | 155 MB | 30 MB |
| Age rating | 4+ | 4+ |
| Developer | Sunstate Bank | Pratish Shrestha |
Customer experience
Sunstate Bank
Spending Tracker
In-app purchases
Sunstate Bank
No in-app purchases
Spending Tracker
- Mochi Money Pro$12.99
Questions
Is Sunstate Bank free?
Is Spending Tracker free?
Which has better reviews, Sunstate Bank or Spending Tracker?
Do Sunstate Bank or Spending Tracker have ads?
Which is updated more often, Sunstate Bank or Spending Tracker?
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