# MOHELA vs Sallie Mae

MOHELA and Sallie Mae both sit at 4.6 stars, but that hides the real split: 26% of MOHELA's written reviews are positive against 15% of Sallie Mae's. MOHELA also leads on iOS requirement (16.4 vs 18.0). Sallie Mae's advantage is update cadence (every 3 weeks vs every 2 months). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for MOHELA against 4.5 for Sallie Mae. Both are backed by a comparable volume of ratings — 47K and 105K respectively. Written reviews are what separate them: 26% of MOHELA's written reviews are positive against 15% of Sallie Mae's.

MOHELA ships an update every 2 months, Sallie Mae every 3 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | MOHELA | Sallie Mae |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (47K ratings)](https://appshunter.io/ios/app/mohela/id1082597420/reviews)** | [4.5 (105K ratings)](https://appshunter.io/ios/app/sallie-mae/id1114040896/reviews) |
| Number of ratings | 47K | **105K** |
| Positive reviews | **26.1% of reviews** | 14.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 52 MB | 93 MB |
| Requires iOS | **16.4** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Missouri Higher Education Loan Authority](https://appshunter.io/developer/1082597419) | [Sallie Mae, Inc.](https://appshunter.io/developer/456706617) |

## What reviewers say

### MOHELA

[App page](https://appshunter.io/ios/app/mohela/id1082597420)

Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

**Highlights:** Schedule and manage payments, View payment history, Upload forms securely, Access tax information, Secure account access, Messaging capabilities

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Convenient payment options
- 🚀 User-friendly interface
- 🚀 Helpful customer service
- 🚀 Straightforward account management

**What reviewers complain about**

- 🐛 Login issues and password reset problems
- 🐛 Inconsistent app functionality
- 🐛 Lack of communication from the company
- 🐛 Difficulty making payments and managing loans
- 🐛 Poor customer service and long wait times

**Reported bugs**

- App crashes and freezes frequently
- Saved bank account information being deleted
- Face ID/biometric login not working consistently
- Confusing error messages and navigation

**Requested features**

- Ability to apply payments directly to principal
- Option to view payment history and loan details within the app
- Improved notification system to keep users informed
- Integration of website features into the mobile app


### Sallie Mae

[App page](https://appshunter.io/ios/app/sallie-mae/id1114040896)

Manage your student loans and credit cards conveniently from your mobile device. Check balances, make payments, set up auto-pay, and track loan applications. Secure login options and in-app messaging provide easy access and support.

**Highlights:** View account summary for loans and credit cards, Make payments on student loans, Set up and manage automatic payments, View loan application status, Receive payment due notifications, Secure login with Touch ID/Face ID, Track credit health with FICO Score

**Features:** Siri integration

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Convenient for making payments
- 🔒 Secure with fingerprint/face ID login
- 💡 Helpful for tracking loan details

**What reviewers complain about**

- 🐛 Glitchy app performance
- 🤔 Inaccurate loan information
- 😤 Poor customer service
- 💸 Predatory loan terms from Sallie Mae

**Reported bugs**

- Login issues and endless login loops
- Incorrect payment processing and late fees
- Outdated app information not syncing with website

**Requested features**

- Ability to pay individual loans separately
- Improved notification system for payments
- More detailed loan history and analytics
- Seamless integration with bank accounts


## Frequently asked questions

### Is MOHELA free?

MOHELA is free to download, with no in-app purchases.

### Is Sallie Mae free?

Sallie Mae is free to download, with no in-app purchases.

### Which has better reviews, MOHELA or Sallie Mae?

MOHELA is rated higher. MOHELA averages 4.6 out of 5 from 47K ratings, while Sallie Mae averages 4.5 from 105K ratings.

### Do MOHELA or Sallie Mae have ads?

Neither MOHELA nor Sallie Mae shows ads.

### Which is updated more often, MOHELA or Sallie Mae?

MOHELA ships an update every 2 months, and Sallie Mae every 3 weeks. Most recently, MOHELA was updated on November 2, 2026 and Sallie Mae on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*