# MOHELA vs Northwestern Mutual

The clearest difference is review sentiment: Northwestern Mutual at 48% against MOHELA's 26%. Northwestern Mutual also leads on update cadence (fortnightly vs every 2 months) and rating (4.8 vs 4.6). MOHELA's advantage is ratings volume (47K vs 12K) and iOS requirement (16.4 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Northwestern Mutual holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 47K and 12K respectively. Written reviews point the same way: 26% of MOHELA's written reviews are positive against 48% of Northwestern Mutual's.

MOHELA ships an update every 2 months, Northwestern Mutual fortnightly. Both last shipped on October 30, 2026.

## The numbers

| Metric | MOHELA | Northwestern Mutual |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (47K ratings)](https://appshunter.io/ios/app/mohela/id1082597420/reviews) | **[4.8 (12K ratings)](https://appshunter.io/ios/app/northwestern-mutual/id1132579006/reviews)** |
| Number of ratings | **47K** | 12K |
| Positive reviews | 26.1% of reviews | **47.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 52 MB | 119 MB |
| Requires iOS | **16.4** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Missouri Higher Education Loan Authority](https://appshunter.io/developer/1082597419) | [Northwestern Mutual](https://appshunter.io/developer/1132579005) |

## What reviewers say

### MOHELA

[App page](https://appshunter.io/ios/app/mohela/id1082597420)

Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

**Highlights:** Schedule and manage payments, View payment history, Upload forms securely, Access tax information, Secure account access, Messaging capabilities

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Convenient payment options
- 🚀 User-friendly interface
- 🚀 Helpful customer service
- 🚀 Straightforward account management

**What reviewers complain about**

- 🐛 Login issues and password reset problems
- 🐛 Inconsistent app functionality
- 🐛 Lack of communication from the company
- 🐛 Difficulty making payments and managing loans
- 🐛 Poor customer service and long wait times

**Reported bugs**

- App crashes and freezes frequently
- Saved bank account information being deleted
- Face ID/biometric login not working consistently
- Confusing error messages and navigation

**Requested features**

- Ability to apply payments directly to principal
- Option to view payment history and loan details within the app
- Improved notification system to keep users informed
- Integration of website features into the mobile app


### Northwestern Mutual

[App page](https://appshunter.io/ios/app/northwestern-mutual/id1132579006)

Manage your investment and insurance accounts, make payments, and track your net worth. Consolidate all your financial accounts in one place to monitor spending and view your overall financial health.

**Highlights:** View investment performance and transactions, Access insurance policy details, Make premium payments, Enroll in autopay, Consolidate all financial accounts, Categorize and monitor transactions, Track net worth

**In-app purchases:** none

**What reviewers like**

- 👍 Simple interface
- 👍 User-friendly
- 🚀 Helps track finances
- 🚀 Consolidates financial information
- 🔒 Secure app

**What reviewers complain about**

- 🐛 Limited functionality
- 🐛 Unreliable account linking
- 🐛 Frequent login issues
- 🐛 Outdated or inaccurate data
- 🐛 Buggy and crashes often

**Reported bugs**

- Login verification issues
- Disconnected accounts
- Unreliable data synchronization
- Enrollment in autopay not working

**Requested features**

- Ability to arrange accounts
- More customization options
- Improved charting and analytics
- Cryptocurrency account integration
- Enhanced document access


## Frequently asked questions

### Is MOHELA free?

MOHELA is free to download, with no in-app purchases.

### Is Northwestern Mutual free?

Northwestern Mutual is free to download, with no in-app purchases.

### Which has better reviews, MOHELA or Northwestern Mutual?

Northwestern Mutual is rated higher. MOHELA averages 4.6 out of 5 from 47K ratings, while Northwestern Mutual averages 4.8 from 12K ratings.

### Do MOHELA or Northwestern Mutual have ads?

Neither MOHELA nor Northwestern Mutual shows ads.

### Which is updated more often, MOHELA or Northwestern Mutual?

MOHELA ships an update every 2 months, and Northwestern Mutual fortnightly. Most recently, MOHELA was updated on October 30, 2026 and Northwestern Mutual on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*