# MOHELA vs READYSAVE 529

The clearest difference is iOS requirement: READYSAVE 529 at 14.0 against MOHELA's 16.4. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for MOHELA against 4.7 for READYSAVE 529. Both are backed by a comparable volume of ratings — 47K and 30K respectively. Written reviews are what separate them: 26% of MOHELA's written reviews are positive against 31% of READYSAVE 529's.

MOHELA ships an update every 2 months, READYSAVE 529 monthly. Both last shipped on October 28, 2026.

## The numbers

| Metric | MOHELA | READYSAVE 529 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (47K ratings)](https://appshunter.io/ios/app/mohela/id1082597420/reviews) | **[4.7 (30K ratings)](https://appshunter.io/ios/app/readysave-529/id1538849481/reviews)** |
| Number of ratings | **47K** | 30K |
| Positive reviews | 26.1% of reviews | **30.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | Free |
| Size | 52 MB | 36 MB |
| Requires iOS | 16.4 | **14.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Missouri Higher Education Loan Authority](https://appshunter.io/developer/1082597419) | [Ascensus](https://appshunter.io/developer/1455711984) |

## What reviewers say

### MOHELA

[App page](https://appshunter.io/ios/app/mohela/id1082597420)

Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

**Highlights:** Schedule and manage payments, View payment history, Upload forms securely, Access tax information, Secure account access, Messaging capabilities

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Convenient payment options
- 🚀 User-friendly interface
- 🚀 Helpful customer service
- 🚀 Straightforward account management

**What reviewers complain about**

- 🐛 Login issues and password reset problems
- 🐛 Inconsistent app functionality
- 🐛 Lack of communication from the company
- 🐛 Difficulty making payments and managing loans
- 🐛 Poor customer service and long wait times

**Reported bugs**

- App crashes and freezes frequently
- Saved bank account information being deleted
- Face ID/biometric login not working consistently
- Confusing error messages and navigation

**Requested features**

- Ability to apply payments directly to principal
- Option to view payment history and loan details within the app
- Improved notification system to keep users informed
- Integration of website features into the mobile app


### READYSAVE 529

[App page](https://appshunter.io/ios/app/readysave-529/id1538849481)

Manage your education savings plan account on the go. Securely access your 529 plan, track investments, and make contributions. Withdraw funds for education expenses starting July 2025.

**Highlights:** Secure 529 account access, View balance and transaction history, Add one-time or recurring contributions, Track investment allocations, Invite others to contribute, Withdraw funds for education expenses (July 2025)

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Convenient for tracking 529 plans
- 💡 Allows recurring contributions
- 🚀 Fast and responsive
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Buggy and unreliable
- 🔍 Limited functionality compared to website
- 🔍 Lacks key features like performance tracking and withdrawal options
- 🔍 Recurring contributions not flexible enough
- 🔍 Difficult to find and navigate the app

**Reported bugs**

- Login issues with Face ID and password saving
- Inconsistent behavior when making changes to accounts
- Delayed processing of contributions and gifts
- Navigation issues within the app

**Requested features**

- Add ability to view individual investment performance
- Provide more detailed information on fund allocations and investment options
- Allow withdrawals and distributions from the app
- Implement alerts for when relatives contribute to accounts
- Support for tracking multiple 529 accounts across different states


## Frequently asked questions

### Is MOHELA free?

MOHELA is free to download, with no in-app purchases.

### Is READYSAVE 529 free?

READYSAVE 529 is free to download, with no in-app purchases.

### Which has better reviews, MOHELA or READYSAVE 529?

READYSAVE 529 is rated higher. MOHELA averages 4.6 out of 5 from 47K ratings, while READYSAVE 529 averages 4.7 from 30K ratings.

### Do MOHELA or READYSAVE 529 have ads?

Neither MOHELA nor READYSAVE 529 shows ads.

### Which is updated more often, MOHELA or READYSAVE 529?

MOHELA ships an update every 2 months, and READYSAVE 529 monthly. Most recently, MOHELA was updated on October 28, 2026 and READYSAVE 529 on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*