# MOHELA vs NPS mPOS

The clearest difference is rating: MOHELA at 4.6 against NPS mPOS's 1.0. MOHELA also leads on update cadence (every 2 months vs every 13 months) and review sentiment (26% vs 0%). NPS mPOS's advantage is iOS requirement (12.0 vs 16.4). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MOHELA holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: MOHELA has 47K ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 26% of MOHELA's written reviews are positive against 0% of NPS mPOS's.

MOHELA ships an update every 2 months, NPS mPOS every 13 months. The most recent releases landed on October 27, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | MOHELA | NPS mPOS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (47K ratings)](https://appshunter.io/ios/app/mohela/id1082597420/reviews)** | [1.0 (13 ratings)](https://appshunter.io/ios/app/nps-mpos/id6447766506/reviews) |
| Number of ratings | **47K** | 13 |
| Positive reviews | **26.1% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 13 months |
| Monetization | Free | Free |
| Size | 52 MB | 24 MB |
| Requires iOS | 16.4 | **12.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Missouri Higher Education Loan Authority](https://appshunter.io/developer/1082597419) | [Nelnet Payment Services](https://appshunter.io/developer/1180711034) |

## What reviewers say

### MOHELA

[App page](https://appshunter.io/ios/app/mohela/id1082597420)

Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

**Highlights:** Schedule and manage payments, View payment history, Upload forms securely, Access tax information, Secure account access, Messaging capabilities

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Convenient payment options
- 🚀 User-friendly interface
- 🚀 Helpful customer service
- 🚀 Straightforward account management

**What reviewers complain about**

- 🐛 Login issues and password reset problems
- 🐛 Inconsistent app functionality
- 🐛 Lack of communication from the company
- 🐛 Difficulty making payments and managing loans
- 🐛 Poor customer service and long wait times

**Reported bugs**

- App crashes and freezes frequently
- Saved bank account information being deleted
- Face ID/biometric login not working consistently
- Confusing error messages and navigation

**Requested features**

- Ability to apply payments directly to principal
- Option to view payment history and loan details within the app
- Improved notification system to keep users informed
- Integration of website features into the mobile app


### NPS mPOS

[App page](https://appshunter.io/ios/app/nps-mpos/id6447766506)

Accept credit and debit card payments anywhere using a mobile card reader connected to your phone or tablet. Ideal for businesses and organizations needing to process transactions on the go. Manage all your mobile sales through an online dashboard.

**Highlights:** Accept credit and debit card payments, Mobile card reader compatibility, No long-term contracts, No surprise fees, Online sales dashboard, Easy-to-use interface

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MOHELA free?

MOHELA is free to download, with no in-app purchases.

### Is NPS mPOS free?

NPS mPOS is free to download, with no in-app purchases.

### Which has better reviews, MOHELA or NPS mPOS?

MOHELA is rated higher. MOHELA averages 4.6 out of 5 from 47K ratings, while NPS mPOS averages 1.0 from 13 ratings.

### Do MOHELA or NPS mPOS have ads?

Neither MOHELA nor NPS mPOS shows ads.

### Which is updated more often, MOHELA or NPS mPOS?

MOHELA ships an update every 2 months, and NPS mPOS every 13 months. Most recently, MOHELA was updated on October 27, 2026 and NPS mPOS on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*