# MOHELA vs Rechtful

The clearest difference is in-app purchases: MOHELA at none against Rechtful's 1. Rechtful's advantage is update cadence (every 2 weeks vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Rechtful sells 1 in-app purchase, starting at $9.99 per month. MOHELA asks for nothing beyond the download.

MOHELA ships an update every 2 months, Rechtful every 2 weeks. The most recent releases landed on October 31, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | MOHELA | Rechtful |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (47K ratings)](https://appshunter.io/ios/app/mohela/id1082597420/reviews)** | — |
| Number of ratings | **47K** | — |
| Positive reviews | 26.1% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 52 MB | 3 MB |
| Requires iOS | **16.4** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Missouri Higher Education Loan Authority](https://appshunter.io/developer/1082597419) | [Oluwadare Ogunyinka](https://appshunter.io/developer/901241489) |

## What reviewers say

### MOHELA

[App page](https://appshunter.io/ios/app/mohela/id1082597420)

Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

**Highlights:** Schedule and manage payments, View payment history, Upload forms securely, Access tax information, Secure account access, Messaging capabilities

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Convenient payment options
- 🚀 User-friendly interface
- 🚀 Helpful customer service
- 🚀 Straightforward account management

**What reviewers complain about**

- 🐛 Login issues and password reset problems
- 🐛 Inconsistent app functionality
- 🐛 Lack of communication from the company
- 🐛 Difficulty making payments and managing loans
- 🐛 Poor customer service and long wait times

**Reported bugs**

- App crashes and freezes frequently
- Saved bank account information being deleted
- Face ID/biometric login not working consistently
- Confusing error messages and navigation

**Requested features**

- Ability to apply payments directly to principal
- Option to view payment history and loan details within the app
- Improved notification system to keep users informed
- Integration of website features into the mobile app


### Rechtful

[App page](https://appshunter.io/ios/app/rechtful/id6792408616)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Rechtful Elite Monthly | $9.99 | per month |


## Frequently asked questions

### Is MOHELA free?

MOHELA is free to download, with no in-app purchases.

### Is Rechtful free?

Rechtful is free to download, with in-app purchases available.

### Do MOHELA or Rechtful have ads?

Neither MOHELA nor Rechtful shows ads.

### Which is updated more often, MOHELA or Rechtful?

MOHELA ships an update every 2 months, and Rechtful every 2 weeks. Most recently, MOHELA was updated on October 31, 2026 and Rechtful on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*