# Pay724 vs MyTime Wallet

The clearest difference is update cadence: MyTime Wallet at every 10 days against Pay724's every 40 months. MyTime Wallet also leads on device support (4 vs 2). Pay724's advantage is iOS requirement (12.0 vs 15.6). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay724 ships an update every 40 months, MyTime Wallet every 10 days. The most recent releases landed on October 26, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Pay724 | MyTime Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.7 (48 ratings)](https://appshunter.io/ios/app/mytime-wallet/id1462392428/reviews)** |
| Number of ratings | — | **48** |
| Positive reviews | — | 80.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 40 months | **Every 10 days** |
| Monetization | — | Free |
| Size | 14 MB | 170 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 12+ |
| Developer | [PayPoint LLC](https://appshunter.io/developer/848957901) | [Unified Signal, Inc.](https://appshunter.io/developer/1022846640) |

## What reviewers say

### Pay724

[App page](https://appshunter.io/ios/app/pay724/id1082994113)

**In-app purchases:** none


### MyTime Wallet

[App page](https://appshunter.io/ios/app/mytime-wallet/id1462392428)

Securely manage your mobile wallet and debit card. Create a financial firewall between retailers and your money. Enjoy free, real-time money transfers globally and efficient bill payments without traditional banking fees.

**Highlights:** Secure wallet management, Debit card account management, Financial firewall technology, Free real-time money transfers, Efficient bill payments, Fee-free banking services

**Features:** Siri integration, Apple Wallet, Apple Watch app

**In-app purchases:** none


## Frequently asked questions

### Is Pay724 free?

Pay724 is free to download, with no in-app purchases.

### Is MyTime Wallet free?

MyTime Wallet is free to download, with no in-app purchases.

### Do Pay724 or MyTime Wallet have ads?

Neither Pay724 nor MyTime Wallet shows ads.

### Which is updated more often, Pay724 or MyTime Wallet?

Pay724 ships an update every 40 months, and MyTime Wallet every 10 days. Most recently, Pay724 was updated on October 26, 2026 and MyTime Wallet on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*