# Pay724 vs Chand

The clearest difference is ads: Pay724 at none against Chand's shown. Pay724 also leads on iOS requirement (12.0 vs 17.0). Chand's advantage is update cadence (every 2 days vs every 40 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay724 ships an update every 40 months, Chand every 2 days. The most recent releases landed on October 26, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Pay724 | Chand |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.3 (1.7K ratings)](https://appshunter.io/ios/app/chand/id1524200188/reviews)** |
| Number of ratings | — | **1.7K** |
| Positive reviews | — | 60.4% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 40 months | **Every 2 days** |
| Monetization | — | Ad-supported |
| Size | 14 MB | 29 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [PayPoint LLC](https://appshunter.io/developer/848957901) | [farzad nazifi](https://appshunter.io/developer/1247308831) |

## What reviewers say

### Pay724

[App page](https://appshunter.io/ios/app/pay724/id1082994113)

**In-app purchases:** none


### Chand

[App page](https://appshunter.io/ios/app/chand/id1524200188)

Track real-time exchange rates for currencies, cryptocurrencies, and gold. Customize widgets for home and lock screens, and access historical data for market insights. Stay informed on live market prices from multiple sources.

**Highlights:** Real-time exchange rates, 44+ currencies, crypto, gold, Customizable widgets, Home & lock screen tracking, Standby mode display, Multiple data sources, Historical data (up to 40 years)

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and accurate
- 👍 User-friendly interface
- 💯 Reliable and up-to-date
- ⭐ Great app overall

**What reviewers complain about**

- 🐛 Bugs and glitches
- ⚠️ Outdated for older iOS versions
- 🕰️ Slow or frozen updates
- 💰 Expensive for some users

**Reported bugs**

- Prices not updating correctly
- Widget not functioning properly
- Compatibility issues with iOS 15 and below
- Settings button not working as expected

**Requested features**

- Add gold and silver prices
- Allow customization of favorite currencies
- Implement advanced charting and analysis tools
- Develop an Apple Watch app


## Frequently asked questions

### Is Pay724 free?

Pay724 is free to download, with no in-app purchases.

### Is Chand free?

Chand is free to download, with no in-app purchases.

### Do Pay724 or Chand have ads?

Chand shows ads; Pay724 does not.

### Which is updated more often, Pay724 or Chand?

Pay724 ships an update every 40 months, and Chand every 2 days. Most recently, Pay724 was updated on October 26, 2026 and Chand on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*