# Pay724 vs XT.com

The clearest difference is update cadence: XT.com at weekly against Pay724's every 40 months. Pay724's advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay724 ships an update every 40 months, XT.com weekly. The most recent releases landed on October 17, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Pay724 | XT.com |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.5 (1.4K ratings)](https://appshunter.io/ios/app/xtcom-buy-bitcoin-and-ethereum/id1556596708/reviews)** |
| Number of ratings | — | **1.4K** |
| Positive reviews | — | 55.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 40 months | **Weekly** |
| Monetization | — | Free with in-app purchases |
| Size | 14 MB | 278 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [PayPoint LLC](https://appshunter.io/developer/848957901) | [XT LTD, LLC](https://appshunter.io/developer/1556596710) |

## What reviewers say

### Pay724

[App page](https://appshunter.io/ios/app/pay724/id1082994113)

**In-app purchases:** none


### XT.com

[App page](https://appshunter.io/ios/app/xtcom-buy-bitcoin-and-ethereum/id1556596708)

This platform offers a secure and simple way to buy, store, trade, and sell over 1,000 cryptocurrencies with low fees. It supports various trading options including spot, futures, and P2P, along with earning opportunities like staking and lending.

**Highlights:** Buy, store, trade, and sell crypto, Over 1,000 cryptocurrencies available, Low trading fees, Spot and futures trading, P2P and OTC trading, Staking, saving, lending, and borrowing, Copy trading and grid trading tools

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 🔒 Secure platform
- 👍 User-friendly interface
- 💰 Profitable trading opportunities
- 📚 Comprehensive educational resources

**What reviewers complain about**

- 🐛 Occasional glitches and bugs
- 🕰️ Slow response times during high traffic
- 💸 High withdrawal fees
- 🤖 Lack of human customer support
- 🔍 Unclear pricing and fee structure

**Reported bugs**

- Login issues and inability to reset password
- Disappearing or stuck deposits/withdrawals
- Inconsistent pricing and order execution
- Sudden account freezes or lockouts

**Requested features**

- Add more language support, especially Turkish
- Improve withdrawal process and reduce fees
- Implement two-factor authentication for enhanced security
- Provide more transparency around listed coins and their legitimacy
- Enhance mobile app performance and stability


## Frequently asked questions

### Is Pay724 free?

Pay724 is free to download, with no in-app purchases.

### Is XT.com free?

XT.com is free to download, with no in-app purchases.

### Do Pay724 or XT.com have ads?

Neither Pay724 nor XT.com shows ads.

### Which is updated more often, Pay724 or XT.com?

Pay724 ships an update every 40 months, and XT.com weekly. Most recently, Pay724 was updated on October 17, 2026 and XT.com on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*