# NBF Direct App vs HBL Mobile (UAE)

NBF Direct App and HBL Mobile (UAE) both sit at 4.4 stars, but that hides the real split: 47% of NBF Direct App's written reviews are positive against 0% of HBL Mobile (UAE)'s. NBF Direct App also leads on ratings volume (141 vs 2) and update cadence (monthly vs every 2 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.4 for NBF Direct App against 4.5 for HBL Mobile (UAE). That said, the two scores are not equally well evidenced: NBF Direct App has 141 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 47% of NBF Direct App's written reviews are positive against 0% of HBL Mobile (UAE)'s.

NBF Direct App ships an update monthly, HBL Mobile (UAE) every 2 months. The most recent releases landed on October 24, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | NBF Direct App | HBL Mobile (UAE) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (141 ratings)](https://appshunter.io/ios/app/nbf-direct-app/id1083443149/reviews) | **[4.5 (2 ratings)](https://appshunter.io/ios/app/hbl-mobile-uae/id1166817920/reviews)** |
| Number of ratings | **141** | 2 |
| Positive reviews | **46.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 278 MB | 89 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [National Bank Of Fujairah](https://appshunter.io/developer/977924996) | [HABIB BANK LIMITED](https://appshunter.io/developer/1123585627) |

## What reviewers say

### NBF Direct App

[App page](https://appshunter.io/ios/app/nbf-direct-app/id1083443149)

Manage your finances on the go with this mobile banking solution. Easily check balances, pay bills, transfer funds securely, and manage your cards and beneficiaries. Features include password-less access and loan deferment requests.

**Highlights:** Enhanced dashboard for account overview, Password-less biometric login, Secure funds transfers (domestic & international), Utility bill payments, Credit card management and spending tracking, Beneficiary management, Loan deferment requests

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### HBL Mobile (UAE)

[App page](https://appshunter.io/ios/app/hbl-mobile-uae/id1166817920)

Manage your finances on the go with this banking application. Perform fund transfers, pay bills, send remittances, and access account statements with ease. Enjoy a convenient banking experience right from your mobile device.

**Highlights:** Account summary and details, Fund transfers (within UAE and international), Credit card bill payments, Remittances to Pakistan, Bangladesh, Sri Lanka, Visa offers, Fingerprint/Touch ID login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NBF Direct App free?

NBF Direct App is free to download, with no in-app purchases.

### Is HBL Mobile (UAE) free?

HBL Mobile (UAE) is free to download, with no in-app purchases.

### Which has better reviews, NBF Direct App or HBL Mobile (UAE)?

HBL Mobile (UAE) is rated higher. NBF Direct App averages 4.4 out of 5 from 141 ratings, while HBL Mobile (UAE) averages 4.5 from 2 ratings.

### Do NBF Direct App or HBL Mobile (UAE) have ads?

Neither NBF Direct App nor HBL Mobile (UAE) shows ads.

### Which is updated more often, NBF Direct App or HBL Mobile (UAE)?

NBF Direct App ships an update monthly, and HBL Mobile (UAE) every 2 months. Most recently, NBF Direct App was updated on October 24, 2026 and HBL Mobile (UAE) on October 18, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*