# NBF Direct App vs Al Masraf

The clearest difference is review sentiment: NBF Direct App at 47% against Al Masraf's 0%. NBF Direct App also leads on ratings volume (141 vs 5) and rating (4.4 vs 4.2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NBF Direct App holds the better App Store score, 4.4 against 4.2. That said, the two scores are not equally well evidenced: NBF Direct App has 141 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 47% of NBF Direct App's written reviews are positive against 0% of Al Masraf's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 24, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | NBF Direct App | Al Masraf |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (141 ratings)](https://appshunter.io/ios/app/nbf-direct-app/id1083443149/reviews)** | [4.2 (5 ratings)](https://appshunter.io/ios/app/al-masraf/id1267218566/reviews) |
| Number of ratings | **141** | 5 |
| Positive reviews | **46.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 278 MB | 128 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [National Bank Of Fujairah](https://appshunter.io/developer/977924996) | [Al Masraf](https://appshunter.io/developer/1267218565) |

## What reviewers say

### NBF Direct App

[App page](https://appshunter.io/ios/app/nbf-direct-app/id1083443149)

Manage your finances on the go with this mobile banking solution. Easily check balances, pay bills, transfer funds securely, and manage your cards and beneficiaries. Features include password-less access and loan deferment requests.

**Highlights:** Enhanced dashboard for account overview, Password-less biometric login, Secure funds transfers (domestic & international), Utility bill payments, Credit card management and spending tracking, Beneficiary management, Loan deferment requests

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Al Masraf

[App page](https://appshunter.io/ios/app/al-masraf/id1267218566)

Manage your banking needs on the go with this secure mobile application. Check account and card details, transfer funds, pay bills, and request services like cheque books and standing orders. Exclusively for Al Masraf customers, it offers convenient access to your finances anytime, anywhere.

**Highlights:** Account and card details access, Fund transfers, Bill payments, Card activation and blocking, PIN change, Cheque book requests, Remittance services

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is NBF Direct App free?

NBF Direct App is free to download, with no in-app purchases.

### Is Al Masraf free?

Al Masraf is free to download, with no in-app purchases.

### Which has better reviews, NBF Direct App or Al Masraf?

NBF Direct App is rated higher. NBF Direct App averages 4.4 out of 5 from 141 ratings, while Al Masraf averages 4.2 from 5 ratings.

### Do NBF Direct App or Al Masraf have ads?

Neither NBF Direct App nor Al Masraf shows ads.

### Which is updated more often, NBF Direct App or Al Masraf?

NBF Direct App ships an update monthly, and Al Masraf monthly. Most recently, NBF Direct App was updated on October 24, 2026 and Al Masraf on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*