# NBF Direct App vs Liv Lite

The clearest difference is rating: NBF Direct App at 4.4 against Liv Lite's 1.0. NBF Direct App also leads on review sentiment (47% vs 19%) and ratings volume (141 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NBF Direct App holds the better App Store score, 4.4 against 1.0. That said, the two scores are not equally well evidenced: NBF Direct App has 141 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 47% of NBF Direct App's written reviews are positive against 19% of Liv Lite's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 24, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | NBF Direct App | Liv Lite |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (141 ratings)](https://appshunter.io/ios/app/nbf-direct-app/id1083443149/reviews)** | [1.0 (4 ratings)](https://appshunter.io/ios/app/liv-lite/id6476787872/reviews) |
| Number of ratings | **141** | 4 |
| Positive reviews | **46.8% of reviews** | 18.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 278 MB | 562 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [National Bank Of Fujairah](https://appshunter.io/developer/977924996) | [Emirates NBD Bank P.J.S.C](https://appshunter.io/developer/498214446) |

## What reviewers say

### NBF Direct App

[App page](https://appshunter.io/ios/app/nbf-direct-app/id1083443149)

Manage your finances on the go with this mobile banking solution. Easily check balances, pay bills, transfer funds securely, and manage your cards and beneficiaries. Features include password-less access and loan deferment requests.

**Highlights:** Enhanced dashboard for account overview, Password-less biometric login, Secure funds transfers (domestic & international), Utility bill payments, Credit card management and spending tracking, Beneficiary management, Loan deferment requests

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Liv Lite

[App page](https://appshunter.io/ios/app/liv-lite/id6476787872)

This app provides essential financial services for younger family members, including a personalized debit card and app access for expense tracking. It allows for earning allowances through chores and cashless shopping, with easy money requests between family members.

**Highlights:** Personalized debit card, Expense tracking, Allowance for chores, Cashless shopping, Biometric login, Instant card lock

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NBF Direct App free?

NBF Direct App is free to download, with no in-app purchases.

### Is Liv Lite free?

Liv Lite is free to download, with no in-app purchases.

### Which has better reviews, NBF Direct App or Liv Lite?

NBF Direct App is rated higher. NBF Direct App averages 4.4 out of 5 from 141 ratings, while Liv Lite averages 1.0 from 4 ratings.

### Do NBF Direct App or Liv Lite have ads?

Neither NBF Direct App nor Liv Lite shows ads.

### Which is updated more often, NBF Direct App or Liv Lite?

NBF Direct App ships an update monthly, and Liv Lite monthly. Most recently, NBF Direct App was updated on October 24, 2026 and Liv Lite on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*