# Payday Loan World vs CloudPay

The clearest difference is update cadence: CloudPay at every 5 weeks against Payday Loan World's every 15 months. CloudPay also leads on review sentiment (50% vs 36%). Payday Loan World's advantage is iOS requirement (9.1 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payday Loan World ships an update every 15 months, CloudPay every 5 weeks. The most recent releases landed on November 8, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Payday Loan World | CloudPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (795 ratings)](https://appshunter.io/ios/app/payday-loan-world/id1083899317/reviews)** | — |
| Number of ratings | **795** | — |
| Positive reviews | 36.4% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 15 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 25 MB | 68 MB |
| Requires iOS | **9.1** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Rainbow UK Ltd](https://appshunter.io/developer/444982555) | [Wezaam](https://appshunter.io/developer/1529573701) |

## What reviewers say

### Payday Loan World

[App page](https://appshunter.io/ios/app/payday-loan-world/id1083899317)

Access short-term payday loans and cash advances across the UK, USA, and Canada. This service connects you with lenders, offering competitive rates and quick fund disbursement, even for those with poor credit history.

**Highlights:** Short-term loan access, Cash advance options, UK, USA, Canada lenders, Poor credit history support, Loan calculator, Instant fund disbursement, Hassle-free paperwork

**Features:** macOS Compatibility

**In-app purchases:** none


### CloudPay

[App page](https://appshunter.io/ios/app/cloudpay/id1529573699)

Manage your pay and financial wellbeing with this app. Access payslips, view documents, and get early access to earned wages. It also offers financial education and budgeting tools.

**Highlights:** View payslips and HR documents, Access earned wages early, Financial education and budgeting tools, 24/7 chatbot support, Company announcements, Global coverage

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Payday Loan World free?

Payday Loan World is free to download, with no in-app purchases.

### Is CloudPay free?

CloudPay is free to download, with no in-app purchases.

### Do Payday Loan World or CloudPay have ads?

Neither Payday Loan World nor CloudPay shows ads.

### Which is updated more often, Payday Loan World or CloudPay?

Payday Loan World ships an update every 15 months, and CloudPay every 5 weeks. Most recently, Payday Loan World was updated on November 8, 2026 and CloudPay on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*