# SwipeHelper vs 卡喵

The clearest difference is price: 卡喵 at Free against SwipeHelper's $0.99. 卡喵 also leads on update cadence (every 3 weeks vs every 4 months) and review sentiment (86% vs 69%). SwipeHelper's advantage is in-app purchases (none vs 3) and iOS requirement (9.0 vs 16.1). On ads and device support there is nothing between them.

卡喵 is free to download; SwipeHelper costs $0.99 up front. 卡喵 sells 3 in-app purchases, starting at $0.99 per month. SwipeHelper asks for nothing beyond the download.

SwipeHelper ships an update every 4 months, 卡喵 every 3 weeks. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | SwipeHelper | 卡喵 |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | — | **[4.6 (7 ratings)](https://appshunter.io/ios/app/app/id1557595766/reviews)** |
| Number of ratings | — | **7** |
| Positive reviews | 69.2% of reviews | **86.4% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 weeks** |
| Monetization | Paid | **Free with in-app purchases** |
| Size | 9 MB | 40 MB |
| Requires iOS | **9.0** | 16.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [妮 安](https://appshunter.io/developer/1084335468) | [Hangzhou ChangJing Technology Co., Ltd.](https://appshunter.io/developer/1110673763) |

## What reviewers say

### SwipeHelper

[App page](https://appshunter.io/ios/app/swipehelper-password-memo/id1084369435)

Securely store sensitive financial information like passwords and payment due dates. This app helps manage credit card benefits, interest-free periods, and payment deadlines with offline, encrypted storage.

**Highlights:** Password notes for banking and ATM, Interest-free period calculator, Payment due date tracking, Payment channel management, Offline data storage, 256-bit AES encryption

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 卡喵

[App page](https://appshunter.io/ios/app/app/id1557595766)

Manage your credit cards with ease. Track bill dates, payment deadlines, and optimize spending for maximum interest-free periods. Offers customizable reminders and year-end fee tracking for financial clarity.

**Highlights:** Bill date tracking, Payment deadline reminders, Optimal spending day suggestions, Interest-free period optimization, Annual fee tracking, Customizable reminders, Offline usage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 包月会员 | $0.99 | per month |
| 包年会员 | $4.99 | per year |
| 永久会员 | $9.99 | one-time |


## Frequently asked questions

### Is SwipeHelper free?

SwipeHelper costs $0.99, with no in-app purchases.

### Is 卡喵 free?

卡喵 is free to download, with in-app purchases available.

### Do SwipeHelper or 卡喵 have ads?

Neither SwipeHelper nor 卡喵 shows ads.

### Which is updated more often, SwipeHelper or 卡喵?

SwipeHelper ships an update every 4 months, and 卡喵 every 3 weeks. Most recently, SwipeHelper was updated on November 1, 2026 and 卡喵 on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
