# MasterPass Scan to Pay vs Bank Zero

The clearest difference is review sentiment: Bank Zero at 67% against MasterPass Scan to Pay's 13%. Bank Zero also leads on rating (3.5 vs 1.8) and ratings volume (12 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Bank Zero holds the better App Store score, 3.5 against 1.8. Both are backed by a comparable volume of ratings — 4 and 12 respectively. Written reviews point the same way: 13% of MasterPass Scan to Pay's written reviews are positive against 67% of Bank Zero's.

MasterPass Scan to Pay ships an update every 3 weeks, Bank Zero every 5 weeks. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | MasterPass Scan to Pay | Bank Zero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (4 ratings)](https://appshunter.io/ios/app/masterpass-scan-to-pay/id1084707614/reviews) | **[3.5 (12 ratings)](https://appshunter.io/ios/app/bank-zero/id1514773975/reviews)** |
| Number of ratings | 4 | **12** |
| Positive reviews | 12.8% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 28 MB | 148 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 9+ |
| Developer | [Ukheshe Technologies (Pty) Ltd](https://appshunter.io/developer/1678063968) | [Bank Zero](https://appshunter.io/developer/1514773974) |

## What reviewers say

### MasterPass Scan to Pay

[App page](https://appshunter.io/ios/app/masterpass-scan-to-pay/id1084707614)

Easily scan and pay QR codes for groceries, bills, and online purchases. Securely add Visa and Mastercard for convenient payments without entering card details. Purchase prepaid airtime and data bundles instantly.

**Highlights:** Scan and pay QR codes, Securely add bank cards, Pay bills and online purchases, Buy prepaid airtime and data, No need to enter card details, Industry-standard encryption

**Features:** Vision Pro support

**In-app purchases:** none


### Bank Zero

[App page](https://appshunter.io/ios/app/bank-zero/id1514773975)

A modern, app-driven bank offering robust financial services for individuals and businesses at no cost. Features include secure transactions, account management, and dedicated support. Explore unique banking functionalities and manage your finances seamlessly.

**Highlights:** App-driven banking, Zero cost services, Individual and business accounts, Secure patented card, Dedicated banking specialists, Account opening and management, Payment and transfer services

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is MasterPass Scan to Pay free?

MasterPass Scan to Pay is free to download, with no in-app purchases.

### Is Bank Zero free?

Bank Zero is free to download, with no in-app purchases.

### Which has better reviews, MasterPass Scan to Pay or Bank Zero?

Bank Zero is rated higher. MasterPass Scan to Pay averages 1.8 out of 5 from 4 ratings, while Bank Zero averages 3.5 from 12 ratings.

### Do MasterPass Scan to Pay or Bank Zero have ads?

Neither MasterPass Scan to Pay nor Bank Zero shows ads.

### Which is updated more often, MasterPass Scan to Pay or Bank Zero?

MasterPass Scan to Pay ships an update every 3 weeks, and Bank Zero every 5 weeks. Most recently, MasterPass Scan to Pay was updated on October 24, 2026 and Bank Zero on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*