# CNB Mobile Bank vs MCCU KY

The clearest difference is ratings volume: CNB Mobile Bank at 28K against MCCU KY's 2K. CNB Mobile Bank also leads on review sentiment (69% vs 56%). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for CNB Mobile Bank against 4.8 for MCCU KY. That said, the two scores are not equally well evidenced: CNB Mobile Bank has 28K ratings behind it against 2K, so its average is the more settled of the two. Written reviews are what separate them: 69% of CNB Mobile Bank's written reviews are positive against 56% of MCCU KY's.

CNB Mobile Bank ships an update monthly, MCCU KY every 3 weeks. The most recent releases landed on October 19, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | CNB Mobile Bank | MCCU KY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (28K ratings)](https://appshunter.io/ios/app/cnb-mobile-bank/id1084903168/reviews) | [4.8 (2K ratings)](https://appshunter.io/ios/app/mccu-ky/id6451216708/reviews) |
| Number of ratings | **28K** | 2K |
| Positive reviews | **68.8% of reviews** | 56.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 197 MB | 198 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [City Holding Company](https://appshunter.io/developer/512325094) | [Members Choice Credit Union (KY)](https://appshunter.io/developer/600085985) |

## What reviewers say

### CNB Mobile Bank

[App page](https://appshunter.io/ios/app/cnb-mobile-bank/id1084903168)

Manage your finances on the go with a streamlined mobile banking experience. Customize your dashboard, deposit checks, send money, and monitor account activity with enhanced speed and security features.

**Highlights:** Customizable dashboard, Mobile check deposit, Send money with Zelle®, Bill Pay, Card management, Account alerts, Message support staff

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Amazing staff
- 🚀 Ease of use
- 🚀 User friendly
- 👍 Excellent service
- 👍 Great app

**What reviewers complain about**

- 🐛 Latest update requires replacing iPhone
- 🔒 Two-step verification required
- 🐛 Balance not accurate
- 🐛 Bill pay issues
- 🐛 Pending transactions issues

**Reported bugs**

- Balance not accurate
- Pending transactions issues
- Login issues
- App not loading correctly

**Requested features**

- Daily text balance updates
- Quick view balance option
- Ability to activate debit card in app
- Venmo integration


### MCCU KY

[App page](https://appshunter.io/ios/app/mccu-ky/id6451216708)

Manage your finances on the go with this mobile banking app. Organize transactions with notes and tags, set up balance alerts, and make payments. Deposit checks, transfer funds, and find nearby branches and ATMs.

**Highlights:** Add tags, notes, and photos to transactions, Set up balance alerts, Make payments to companies and friends, Transfer money between accounts, Deposit checks via photo, View and save monthly statements, Find branches and ATMs, Aggregate financial accounts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate
- 💡 Great new app design
- 🚀 Smooth performance

**What reviewers complain about**

- 🐛 Glitchy and unreliable
- 🤔 Confusing account labeling
- 📱 Incompatible with older devices

**Reported bugs**

- Accounts not showing up
- Constant need to delete and reinstall app

**Requested features**

- Apple Watch app
- Traditional account labels (checking, savings)


## Frequently asked questions

### Is CNB Mobile Bank free?

CNB Mobile Bank is free to download, with no in-app purchases.

### Is MCCU KY free?

MCCU KY is free to download, with no in-app purchases.

### Which has better reviews, CNB Mobile Bank or MCCU KY?

CNB Mobile Bank and MCCU KY are both rated 4.8 out of 5 on the App Store, from 28K and 2K ratings respectively.

### Do CNB Mobile Bank or MCCU KY have ads?

Neither CNB Mobile Bank nor MCCU KY shows ads.

### Which is updated more often, CNB Mobile Bank or MCCU KY?

CNB Mobile Bank ships an update monthly, and MCCU KY every 3 weeks. Most recently, CNB Mobile Bank was updated on October 19, 2026 and MCCU KY on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*