# בנק מסד vs IBI SMART

The clearest difference is rating: בנק מסד at 5.0 against IBI SMART's 4.3. בנק מסד also leads on ads (none vs shown) and monetization model (free vs ad-supported). IBI SMART's advantage is ratings volume (25 vs 3). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

בנק מסד holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: IBI SMART has 25 ratings behind it against 3, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 2 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | בנק מסד | IBI SMART |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/id1085519200/reviews)** | [4.3 (25 ratings)](https://appshunter.io/ios/app/ibi-smart/id1549437040/reviews) |
| Number of ratings | 3 | **25** |
| Positive reviews | — | 14.3% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 283 MB | 163 MB |
| Requires iOS | **15.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [הבנק הבינלאומי](https://appshunter.io/developer/599853352) | [IBI BROKERAGE TECHNOLOGIES LTD](https://appshunter.io/developer/1549437042) |

## What reviewers say

### בנק מסד

[App page](https://appshunter.io/ios/app/id1085519200)

Manage your bank account securely with advanced tools for credit card management, money transfers, and mobile check deposits. Access a virtual banker, investment tools, and schedule branch appointments.

**Highlights:** Credit card management, Money transfers to contacts, Smart identification (fingerprint, face ID), Mobile check deposit, Virtual banker assistance, Investment tools, Two-factor authentication

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### IBI SMART

[App page](https://appshunter.io/ios/app/ibi-smart/id1549437040)

Manage all your financial needs, from stocks and options to equity plans, in one place. Invest in U.S. stocks and ETFs with ease, or practice with a demo account. Access analyst recommendations and AI-powered financial report analysis.

**Highlights:** Manage stocks, options, and equity plans, U.S. stocks and ETFs trading, Demo account with virtual money, TipRanks analyst recommendations, AI analysis of financial reports, Create and track stock watch lists

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is בנק מסד free?

בנק מסד is free to download, with no in-app purchases.

### Is IBI SMART free?

IBI SMART is free to download, with no in-app purchases.

### Which has better reviews, בנק מסד or IBI SMART?

בנק מסד is rated higher. בנק מסד averages 5.0 out of 5 from 3 ratings, while IBI SMART averages 4.3 from 25 ratings.

### Do בנק מסד or IBI SMART have ads?

IBI SMART shows ads; בנק מסד does not.

### Which is updated more often, בנק מסד or IBI SMART?

בנק מסד ships an update every 2 weeks, and IBI SMART every 2 weeks. Most recently, בנק מסד was updated on October 24, 2026 and IBI SMART on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*