# Atomic Credit Union vs MyFPB

Atomic Credit Union and MyFPB both sit at 4.9 stars, but that hides the real split: 100% of MyFPB's written reviews are positive against 54% of Atomic Credit Union's. Atomic Credit Union's advantage is ratings volume (7.7K vs 491) and monetization model (free vs ad-supported). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Atomic Credit Union against 4.9 for MyFPB. That said, the two scores are not equally well evidenced: Atomic Credit Union has 7.7K ratings behind it against 491, so its average is the more settled of the two. Written reviews are what separate them: 54% of Atomic Credit Union's written reviews are positive against 100% of MyFPB's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Atomic Credit Union | MyFPB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (7.7K ratings)](https://appshunter.io/ios/app/atomic-credit-union/id1085742428/reviews) | **[4.9 (491 ratings)](https://appshunter.io/ios/app/myfpb/id1551852553/reviews)** |
| Number of ratings | **7.7K** | 491 |
| Positive reviews | 53.8% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Free** | Ad-supported |
| Size | 180 MB | 178 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Atomic Credit Union](https://appshunter.io/developer/1085742427) | [First & Peoples Bank and Trust Company](https://appshunter.io/developer/1095435300) |

## What reviewers say

### Atomic Credit Union

[App page](https://appshunter.io/ios/app/atomic-credit-union/id1085742428)

Manage your finances conveniently from your mobile device. Perform essential banking tasks like depositing checks, paying bills, and transferring funds between accounts. Access your accounts on-the-go with features like external transfers and card controls.

**Highlights:** Remote check deposit, Bill Pay, Fund transfers, External transfers, Card On/Off, Account alerts

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great bank with friendly staff
- 💡 Convenient mobile app features
- 🚀 Seamless user experience
- 🔒 Secure banking platform

**What reviewers complain about**

- 🐛 Frequent app crashes and bugs
- 🔍 Difficult login and account access
- 🤔 Confusing app updates and changes

**Reported bugs**

- Login credentials not working after updates
- App freezing and not loading account information
- Inconsistent performance and functionality

**Requested features**

- Bring back facial recognition login
- Improve bill pay and money transfer options
- Add Apple/Google Pay support


### MyFPB

[App page](https://appshunter.io/ios/app/myfpb/id1551852553)

Manage your finances with this personal financial tool. Organize transactions with tags and photos, set up balance alerts, and make payments or transfers. Deposit checks instantly and find nearby branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set up balance alerts, Make payments and transfers, Deposit checks via photo, View and save monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Atomic Credit Union free?

Atomic Credit Union is free to download, with no in-app purchases.

### Is MyFPB free?

MyFPB is free to download, with no in-app purchases.

### Which has better reviews, Atomic Credit Union or MyFPB?

MyFPB is rated higher. Atomic Credit Union averages 4.9 out of 5 from 7.7K ratings, while MyFPB averages 4.9 from 491 ratings.

### Do Atomic Credit Union or MyFPB have ads?

Neither Atomic Credit Union nor MyFPB shows ads.

### Which is updated more often, Atomic Credit Union or MyFPB?

Atomic Credit Union ships an update monthly, and MyFPB monthly. Most recently, Atomic Credit Union was updated on October 29, 2026 and MyFPB on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*