# Plinqit vs myfcbot

The clearest difference is ads: myfcbot at none against Plinqit's shown. myfcbot also leads on update cadence (monthly vs every 4 months) and ratings volume (1.7K vs 74). Plinqit's advantage is review sentiment (100% vs 82%) and iOS requirement (13.0 vs 18.4). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Plinqit against 4.9 for myfcbot. That said, the two scores are not equally well evidenced: myfcbot has 1.7K ratings behind it against 74, so its average is the more settled of the two. Written reviews are what separate them: 100% of Plinqit's written reviews are positive against 82% of myfcbot's.

Plinqit ships an update every 4 months, myfcbot monthly. The most recent releases landed on June 11, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | Plinqit | myfcbot |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (74 ratings)](https://appshunter.io/ios/app/plinqit/id1086165855/reviews) | [4.9 (1.7K ratings)](https://appshunter.io/ios/app/myfcbot/id1469916425/reviews) |
| Number of ratings | 74 | **1.7K** |
| Positive reviews | **100.0% of reviews** | 82.4% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 4 MB | 177 MB |
| Requires iOS | **13.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [HT Mobile Apps LLC](https://appshunter.io/developer/597193942) | [First Community Bank](https://appshunter.io/developer/458359145) |

## What reviewers say

### Plinqit

[App page](https://appshunter.io/ios/app/plinqit/id1086165855)

This app rewards users for saving money and learning about personal finance. Link your bank account, set savings goals, and earn money by saving, referring friends, and completing educational modules. It offers a secure and free way to achieve financial goals.

**Highlights:** Earn money for saving, Get paid to learn personal finance, Set savings goals, Refer friends for rewards, Secure bank account linking, FDIC-insured savings

**Features:** macOS Compatibility

**In-app purchases:** none


### myfcbot

[App page](https://appshunter.io/ios/app/myfcbot/id1469916425)

Manage all your financial accounts, including those from other institutions, in one place. Organize transactions with tags and notes, set balance alerts, and make payments. Deposit checks, reorder or disable debit cards, and access statements easily.

**Highlights:** Aggregate all financial accounts, Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, View and save statements

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 🔒 Secure banking
- 👍 Friendly and efficient staff
- 👍 Great service through smart ATMs

**What reviewers complain about**

- 🐛 App is slow and unorganized
- 🐛 Transactions don't update on time
- 🐛 App crashes and logs users out

**Reported bugs**

- Some transactions don't update on time
- App crashes and logs users out

**Requested features**

- More competitive loan rates for locals
- Bring back the old app


## Frequently asked questions

### Is Plinqit free?

Plinqit is free to download, with no in-app purchases.

### Is myfcbot free?

myfcbot is free to download, with no in-app purchases.

### Which has better reviews, Plinqit or myfcbot?

Plinqit and myfcbot are both rated 4.9 out of 5 on the App Store, from 74 and 1.7K ratings respectively.

### Do Plinqit or myfcbot have ads?

Plinqit shows ads; myfcbot does not.

### Which is updated more often, Plinqit or myfcbot?

Plinqit ships an update every 4 months, and myfcbot monthly. Most recently, Plinqit was updated on June 11, 2026 and myfcbot on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*